cash for car title loan

Get Cash For Your Car Title With Title Loans Utah

Understanding your borrowing options with title loans Utah when your financial resources are limited is good way to prepare for emergencies. Here’s how a title loan through Utah Title Loans, Inc. can help you stay afloat, even with subpar credit!

To get a title loan, start by filling out our quick online form. We’ll be in touch with you shortly after to go through the rest of the loan process. If you are approved, you can receive up to $15,000 for your car title.

It’s just that simple. When you need urgent cash, car title loans are a resource well worth considering. In this article, we’ll outline how you can get started with title loans Utah.

Learn How To Get Cash With Title Loans

Get cash for your car title with title loans utah

What Are Title Loans?

Before we dive into the ‘how,’ it’s important to discuss the ‘what.’ Title loans are borrowing options that use your car title as collateral to secure the loan. If you don’t have great credit or need to borrow a larger amount, title loans may be preferable for you.

When applying for a loan with us, we will place a lien against your car title to secure it, and, in return, you receive a lump sum of money you are approved for based on the value of your vehicle.

You will pay the borrowed money back in increments referred to as installments, over the course of an agreed upon time. Once the loan has been fully repaid, the lien will be removed, and your car title will be returned to you. You can, of course, continue to use your vehicle while you are making payments on your title loans Utah.

When Should I Use Title Loans Utah?

Title loans should be considered as a resource on a case-by-case basis. It’s important to evaluate your financial situation to see whether one of our loans is right for you and your situation. Here’s a quick list of when you might consider one of our title loans Utah:

  • You have unpaid living expenses like rent or utilities.
  • You need to cover urgent emergency expenses.
  • You have urgent medical bills.
  • You need to fund emergency travel.

These situations usually end up being more costly when left unaddressed, which is why the expenses associated with taking out a title loans are usually preferable to late fees or unrendered services, especially when it comes to your well-being. In contrast, you’ll want to avoid getting title loans for the following reasons:

  • Maintaining a living standard.
  • Making a large purchase.
  • Putting a down payment on a car or home.
  • Funding a vacation.
  • Starting a business.

Loans lose their value when used frivolously, which is why it’s important to consider your financial options carefully. Loans aren’t for every situation, and if you have further questions about whether we can help you, you can always call us to speak with a knowledgeable representative today.

How Do I Get Title Loans Utah?

If you want to get a title loan, you’ll first need to have the following:

  • Your driver’s license or state-issued ID – Identification is important to build trust and is required by law.
  • Your lien-free vehicle title – A lien indicates that another entity has a claim to your vehicle, making it useless as collateral.
  • Your vehicle for inspection – We determine your loan amount based on the value of your vehicle, up to $15,000.

If you’ve already got the requirements on hand, then next you’ll need to complete our quick request form. You’ll find it at the top of this page. Fill out the information requested about your car and loan needs, and a representative will call you back when available to discuss your loan options.

They’ll outline your loan responsibilities and how the rest of the process works. They will also set up an in-person meeting to evaluate your car. You don’t need to come to the store for this; we’ll meet you at a location of your choice if you want!

In any case, bring the required items to the inspection, and a representative will review them. If everything checks out, you may be approved to take out one of our loans. If you are, you’ll receive your money the same day or the following business day.

money for car title loan

Do I Need to Own My Vehicle?

You will need to own your vehicle with the title in your name to take out a title loan. However, you can still apply for one of our loans if you have bad credit! So if you were letting your credit score hold you back from getting a loan, you dont have to!

Get Your Title Loans Utah Today!

If you’re struggling after an emergency, a title loan is a valid option for you to consider. At Utah Title Loans, Inc., we offer simple, transparent loans that can help you recover in the short term by getting you the quick cash you need today.

To learn more or get started on your loan request, complete the simple request form on our website or call us at 1-800-514-2274.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.