How A Title Loan Can Help With Urgent Expenses During The Holidays
In case you’re dealing with urgent expenses during the holidays, Utah Title Loans, Inc. is here to help you.
Below, you will find out what unexpected bills are quite common during the festive season, and how a title loan can be used to bring back the holiday spirit into your life.
What Urgent Expenses Might Come Up During The Holidays?
The holiday season is supposed to be a time of joy and celebration, but it can also bring some unexpected and urgent expenses that can ruin your budget and your mood. Some of these expenses might include:
Home Repairs
If you live in a place where the seasons change, the elements will quickly start wearing out surfaces in and around your house. Many homeowners have to take care of roof leaks and gutter repairs as the ice melts and refreezes. You might also have to replace your windows or doors if you find they are not protecting you from the cold well enough.
A single repair can cost you as much as $1,400. For a roof upgrade, you might have to pay a whopping $9,000.
Medical Bills
During the colder time of the year, influenza, respiratory infections, and weather-related accidents are a lot more common. A simple slip-and-fall incident can cost you up to $30,000.
If you’re not covered by health insurance, you might want to consider getting one.
Higher-Than-Anticipated Utility Bills
Most people spend more time at home when the weather is cold which automatically means higher energy usage. It can cost thousands of dollars to keep the house warm, and the prices are constantly increasing.
By the way, even if you live in an area with warm winters, but you’re a big fan of Christmas lights, your electricity bills might skyrocket.
Important Travel Expenses
The holidays are typically the busiest travel season, and though visiting your family is usually a pleasant experience, dealing with travel nightmares can be the opposite. Due to delays, you might have to spend extra on new tickets and hotel rooms. And if you haven’t managed to book the ticket early enough, you may end up taking the more expensive route.
Unfortunately, people also find themselves traveling more frequently due to weather-related accidents that might happen with their friends and family.
Car troubles
Your car might break down or get into an accident during the holidays, leaving you stranded or in need of a tow, a mechanic, or a rental car. You might also have to pay for gas, parking, or tolls if you are traveling long distances.
How Can A Title Loan Help?
If you are facing a financial emergency and need some quick cash, you might be wondering how a title loan can help. A title loan is a type of short-term loan that uses your car title as collateral. You can borrow a percentage of your car’s value and repay the loan in monthly installments. Here are some benefits of getting a title loan:
You’ll Get Up To $15,000
The loan amount would depend on the value and condition of your car. But if the vehicle is new and in rather good condition, you might qualify for a few thousand dollars which should be enough to help you take care of the majority of expenses from our list.
You’ll Receive The Money Fast
In a lot of cases, emergencies can’t wait. One of the best things about a title loan is that if you get approved, you will receive the money in the shortest timeframe (it might even be the same or the next bank business day).
You’ll Get To Keep Driving The Car
The last thing that you want is to lose your car during one of the busiest times of the year. That won’t happen, if you decide to go for a title loan.
You’ll get to keep your car while repaying the loan.
Why Take Out A Loan Offered By Utah Title Loans, Inc.?
We at Utah Title Loans, Inc. understand that the holiday season can sometimes become too overwhelming. The last thing that you want is to have to deal with an unplanned expense that will mess up your budget and schedule.
With us, you can get up to $15,000 deposited right into your account the same or the following bank day. You wouldn’t even have to come to the store to take out the loan. Our verification agent will arrive at a location that has been chosen by you, and you might find out whether you qualify or not in only 30 minutes.
What Items Will You Need?
You wouldn’t have to spend days trying to get the required documents from banks and other institutions (that might be closed anyway).
Simply prepare your driver’s license or government-issued photo ID, a lien-free title to the vehicle that has your name on it, and the actual vehicle.
Cover Your Emergency Bills Today!
There are plenty of different urgent expenses that might come up during the holidays, but no need to worry about them! Our friendly specialists at Utah Title Loans, Inc. have got you covered.
You can easily get the process started online from the comfort of your home and then meet up with a verification agent at your chosen place. We welcome all types of credit and will help make sure that you receive the money as soon as possible if approved. Fill out the inquiry right now to get up to $15,000!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.