Get Help With Your Finances During Tough Times With Title Loans

Many of us are struggling with personal finances right now with the higher interest rates and the high inflation. But you don't have to struggle alone. There's help.

Utah Title Loans, Inc. can get you extra cash fast with a title loan. All you need is the lien-free title to your vehicle, an ID or driver's license, and your vehicle. We work with all sorts of credit to get you up to $15,000 in emergency funds. A title loan is a safe option for people who need help with unexpected expenses. You can stay on track with your bills.

Let's look at what our title loans can do for you. Find out below if this is a good fit for your needs.

The Purpose Of A Title Loan

A title loan allows you to borrow money against the equity in your vehicle. It's much like a home equity loan but on a smaller scale. You use your title as collateral to back the borrowed cash.

Title loans aren't meant for frivolous borrowing. These are designed to help you stay on track with your personal finances when things get a little tough. 

We have seen inflation rates spiking prices across every industry over the last few years. These are difficult financial times, so you can use your vehicle to help you with expenses that pop up out of nowhere, to get the money you need.

How Do I Get A Title Loan?

Utah Title Loans, Inc. only requires a few items to qualify for a title loan with us. You'll first need your clear title to a vehicle in your possession. A clear title means you own the vehicle outright. There is no lien on the car.

The title must be officially in your name, not simply signed over to you from another seller. You also must have a state-issued ID or driver's license to verify your identity. Borrowers have to be 18 years old or older to apply.

Finally, you'll need to present the vehicle for a quick inspection. The inspection is what helps to determine the amount of money you are approved to borrow. 

Getting Started

You have three choices for getting things started. You can call up your closest Utah Title Loans, Inc. store location and speak to a live representative.

You can drop by one of the locations or visit the homepage of our website and fill out the inquiry form with the few bits of information needed to send a request. Once the request is received, we will contact you shortly after it comes in.

The Title Loan Process

After you get the inquiry to us, a representative will speak with you about how much you'd like to borrow. You can discuss any questions you have and make sure there is a strong understanding of the terms of the loan. 

The loan specialist will ask you about a time that works best for you to have an in-person meeting with an inspecting agent. You can come into the store location nearest to you or you can request we come to you. We can meet you almost anywhere you'd like. 

The In-Person Meeting

The inspecting agent will show up where and when you requested the meeting. They will review the required documents and do a quick inspection of the vehicle. 

Generally, all they're looking for in the inspection is the condition of the vehicle. The condition affects the value. The value is looked up in a guide but the condition could change that value depending on what the inspecting agent sees.

You Keep Your Vehicle

Even though you're borrowing money against the value of your vehicle, you still get to keep driving it. The only way you are in danger of losing your vehicle is if you default on your loan.

That being said, if you need help with paying the bill or you know you won't be able to make a payment coming up, you should give us a call to make sure we're aware and see if there's something we can do to help you with the payment.

You Don't Have to Struggle

There's just no reason to fall off track with your bills if you don't have to. A title loan from Utah Title Loans, Inc. could be just what you need to make it through these trying financial times. If you own your vehicle outright, it's certainly something to consider.

Don't keep struggling! Go to the homepage and submit your inquiry now. The process is short and simple with few requirements. You can even get approved with bad or no credit.

There's no reason to wait any longer. The inquiry is free and harmless. Our staff members are highly knowledgeable and ready to pick up when you call. So, don't keep waiting. Submit your online inquiry today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.