Utah Title Loans, Inc. promotes the informed use of Consumer credit by rigidly adhering to federal and state regulations requiring Disclosures about interest rates, rollover limits, fees, charges and terms. Before consumers assume any obligation, they will be presented, in writing, with the exact rates, fees, and other details of their car title loan, signature installment loan or payday loan as required by federal and state Law.
Submitting your inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, a Utah Title Loans, Inc. customer service representative will call you to discuss your loan needs.
As noted above, federal and state law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Utah Title Loans, Inc. at the location before you sign any agreement. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided by Utah Title Loans, Inc.
Should an unexpected emergency arise which prevents you from making a payment pursuant to the terms of your agreement, representatives at Utah Title Loans, Inc. are trained to work with you to bring your account back into good standing. For Title Loans: Your vehicle will be pledged to Utah Title Loans, Inc. as collateral. If you fail to make a payment pursuant to the terms of your agreement, your vehicle may be repossessed and sold. Additional charges may also apply.
Renewals are permitted. Check your agreement for all terms and conditions.
There exists a common misconception that a poor credit history may result in a higher interest rate for title loans. With Utah Title Loans, Inc. your credit score does not affect the interest rate, fees or charges determined for a title loan, signature installment loan, or payday loan.
Utah Title Loans, Inc. undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt Collection Practices Act enforced by the Consumer Financial Protection Bureau and other Federal Agencies. Utah Title Loans, Inc. follows all applicable laws, rules and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:
Contacting consumers by telephone before 8 a.m. or after 9 p.m.
Contacting consumers by phone with the intent to annoy, harass, etc., or using abusive language at any time.
Collecting debt through deception or misrepresentation.
Threatening legal recourse when no legal action is intended.
Non-Discrimination Policy: In accordance with federal law, this institution prohibits and does not tolerate discrimination towards applicants, prospective applicants, individuals with whom an applicant is affiliated, or customers on the basis of race, color, religion, national origin, sex, age, marital status, public-assistance status, exercise of rights under the Consumer Credit Protection Act, or other protected classification. This policy applies throughout the loan process, from prequalification to application, underwriting, closing, funding and servicing. For more information, please call the Compliance Department at 770.552.9840.
New Online Title Loans
Getting an online title loan is easy! No store visit required, we come to you!
Don't own a vehicle? Utah Title Loans, Inc. offers payday loans as a fast and easy alternative to get the cash you need.
Signature Installment Loans
At Utah Title Loans, Inc.we offer signature installment loans as an easy way to get more cash with more time to pay it back.
When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Utah Title Loans, Inc. has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $15,000 today.
You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:
Driver’s License or State Issued I.D.
Lien-Free Title to Your Vehicle
Your Vehicle for Inspection
We also welcome all credit, so fill out our online request form and get started now!