Payday Loan FAQs

This type of loan is a form of short-term lending that’s meant to assist you in filling the gap between paychecks. In Utah, a payday loan can usually get you between $100 and $500. Payday loans should be used for short-term problems and not as a long-term fix for your financial difficulties. 
Please review your loan documents to view all terms and fees associated with your loan. Your representative will also walk you through the terms and fees prior to you signing the loan documents. 
Here’s what you need to meet payday loan qualification:
  • Your most recent pay stub
  • You must be 18 years old or older
  • A state-issued photo I.D.
  • A blank check from an active checking account in your name
In Utah you can get $100 to $500. The amount you are approved for is determined when you visit your local Utah Title Loans, Inc. location. 
You will receive your loan amount as soon as your payday loan comes back as approved, often under 30 minutes.
Yes, you can still obtain a payday loan if you have bad credit or other credit related issues. Your credit history does not factor into your ability to get a payday loan. 
You could have your payday loan cash in as little as 30 minutes after arriving at your neighborhood Utah Title Loans, Inc. location. 
Please navigate to the Consumer Disclosure tab in the menu to obtain complete details. 
Loan terms and frequency may vary, so be sure to check with a loan representative at your local Utah Title Loans, Inc. location for full details. 
Utah Title Loans, Inc. DOES NOT report to any credit agencies if you default on your loan. 
Usually, your payday loan will be due when you receive your next paycheck. However, loan terms may vary so please check your loan agreement for specific terms and conditions associated with your loan. 
Our team of professional loan representatives at Utah Title Loans, Inc. is trained to assist you in setting up payment arrangements that follow state regulations should circumstances arise that prevent you from fulfilling your payday loan obligations on time. 
In the state of Utah, you are able to re-apply for another payday loan after you have paid off your existing payday loan. Check with a loan representative near you for full details. 
For complete details, you should consult your local loan representative.
Utah Title Loans, Inc. representatives are highly trained to work with you on payment arrangements in accordance with state regulations to allow you to fulfill your payday loan obligations.  
Once you arrive at your local Utah Title Loans, Inc. store, you could have your payday loan cash in as little as 30 minutes. 
Utah Title Loans Inc

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Utah Title Loans, Inc. has you covered. It doesn’t matter what has left you in need of cash, because with a car title loan you could get up to $15,000 today.

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • Driver’s License or State Issued I.D.
  • Lien-Free Title to Your Vehicle
  • Your Vehicle for Inspection

We also welcome all credit, so fill out our online request form and get started now!