How To Get Bad Credit Installment Loans In Utah
Bad credit or poor credit history can mean fewer options when it comes to acquiring loans in Utah. Luckily for the 48 million Americans with poor credit, Utah Title Loans, Inc. is here to help and offer hope through bad credit installment loans in Utah.
The process is simple. With the fast customer service we provide, the installment loan process can be started with a quick online form that takes just a few minutes to fill out and an in-person visit that takes all of 30 minutes.
What Credit Score Do You Need For An Installment Loan?
Borrowers looking for a personal loan through a bank or credit union are usually required to have a credit score in the 600s, among other prerequisites.
At Utah Title Loans, Inc., we realized that this isn’t possible for a large portion of borrowers, so we made it easier by not requiring a particular credit score to apply for any of our loans. Bad credit installment loans in Utah are not only possible for those with credit issues, but we even encourage borrowers who have no credit history.
Getting An Installment Loan With Bad Credit
To get your bad credit installment loans in Utah, you can apply for a signature installment loan through Utah Title Loans, Inc. We have a condensed list of requirements to qualify and can help you complete the in-person loan process in as fast as half an hour.
Requirements
To get your installment loan, you’ll need to first present a valid Utah I.D. to prove your residence and age (applicants must be 18+). A driver’s license or Utah Identification Card will suffice.
Next, you’ll need to show proof of income. This is usually done through employment and your most recent pay stub, but Utah Title Loans, Inc. may also consider other income on a case-by-case basis.
Finally, you’ll need an active checking account under your legal name. This can be documented through your most recent bank statement or a blank check from the account.
Application Process
If you’re ready to apply for bad credit installment loans in Utah, the whole process can be done in less than an hour.
First, head to our home page to fill out the short inquiry form. We’ll need your basic contact details to reach out to you through a quick phone call after the form is submitted.
The loan representative who gives you a call will explain the process, help you get started, and answer any questions. After the call, you’ll plan your visit to one of our many Utah office locations.
At the office, the loan representative will greet you and then look over your documents. Be sure to bring all the required paperwork with you. This part of the process can take less than half an hour.
After making sure you understand the terms and conditions, you’ll receive your loan decision. If approved, you could get up to $1,500 that same day or the following business day.
What Is The Easiest Type Of Loan To Get With Bad Credit?
Some of the best bad credit installment loans in Utah are signature installment loans from Utah Title Loans, Inc.
These loans don’t require fair, good, excellent, or existing credit to apply. You also don’t have to provide collateral during the life of your loan. Instead, we just ask for an official UT I.D., proof of income, and proof of your existing checking account.
If you don’t meet the requirements for a signature installment loan, you may also want to consider a title loan or payday loan from Utah Title Loans, Inc.
Title Loans
Title loans from Utah Title Loans, Inc. range from $300 to $15,000, and use your vehicle as collateral during the loan. You’ll have to own your vehicle outright and present it for a quick inspection, as well as show your I.D. and the car’s lien-free title. All credit types are welcome to apply.
You can apply for these loans online, after which you will meet our representative at our office or another location of your choice. During this time, they’ll go over all of the documentation. If approved, you can keep using your car during the life of the loan so long as you stick to the repayment schedule.
Payday Loans
Payday loans from Utah Title Loans, Inc. are smaller loans ranging from $100 to $500. These have the same requirements as signature installment loans and the application is also online, followed by a trip to one of our office locations to confirm the loan details.
Can I Get A Loan With A Very Poor Credit Score?
At Utah Title Loans, Inc., those with poor credit scores can still qualify for a loan. We offer signature installment loans, title loans, and payday loans for those with poor, bad, or even non-existent credit in Utah.
Apply For Your Installment Loan Now
If you’re tired of being denied loans due to poor credit history, you’ve finally found hope through bad credit installment loans in Utah. Fill out our inquiry form to get started and apply in as little as 30 minutes.
It’s time to take control of your finances and get your money today. Our Utah Title Loans, Inc. representatives are waiting to assist you with any financial emergency you are facing.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.