woman paying bills with payday loan

Don't Miss Another Bill With Quick Funds From A Payday Loan

Everyone falls behind on their bills occasionally, but you don’t have to anymore with help from Utah Title Loans, Inc. Apply for a quick and easy payday loan at any time to get the funds you need to stay current with all of your bills.

Learn more about it by reading this guide until the end. Here, you’ll learn what might happen if you miss a bill and discover how payday loans can help you prevent that from happening. By the end, you’ll also learn what it takes to qualify for a loan so you can apply immediately.

Let’s get started!

Don't Miss Another Bill With A Payday Loan

What Happens If You Miss A Bill?

Believe it or not, some readers might wonder why missing a bill payment deadline is such a big deal. So, it’s important to do a quick recap and get everyone on the same page about the consequences of not being punctual with your bills.

Overall, not paying your bills on time will end up costing you more money in the long run. That’s because late payments typically result in late fees and penalties being added to the outstanding balance.

On top of that, you’ll also have to deal with the added stress and anxiety that come with the added cost and any disruptions to the service. 

For example, your internet service might get cut off, or you might wake up without any electricity being supplied to your home.

Thankfully, all of that is avoidable if you can get a payday loan soon enough to avoid going past those deadlines.

What Are Payday Loans And How Do They Work?

A payday loan is simply a way to borrow money in the short term until you get your next paycheck. It’s also an unsecured type of loan, which means that you don’t need to provide any collateral to qualify for one.

Still, that’s not the only reason one of these loans could be incredibly helpful when avoiding overdue bills. 

Besides that, applying for a payday loan is quick and straightforward. You only need a few documents to get started, and if all goes well, the money you need could be yours on the very same day.

That means you could get the quick cash you need even if your bill payment deadline is just around the corner!

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How Fast Can You Get A Payday Loan?

As you read above, you could get your money through a payday loan on the same day as your application. However, that’s not the only time-saving part of the entire process.

First of all, you don’t have to wait for regular business hours just to get the process started. No matter what time it is, the first thing you must do is fill out and submit the online form with your basic details.

Doing that will ensure that a representative at a nearby store location will get your information and know to contact you as soon as possible.

Later, you’ll meet them in person to finalize your application. They’ll take a few moments to verify your documents and help you with some simple paperwork. This part of the process could take as little as 30 minutes to complete.

Overall, you won’t have to worry about disrupting your daily schedule too much just to apply for one of these loans. The most important thing to do is start as soon as possible.

Remember: the sooner you start, the quicker you could get your loan!

Is It Easy To Qualify For A Payday Loan?

Yes, qualifying for a payday loan is very easy. For starters, you must be at least 18 years old to apply. 

If that’s the case, then you’ll only need to prepare a few documents, which are the following:

  • Identification: You have to provide a valid driver’s license or another state-issued ID to apply. This document is necessary to verify your identity and cross-check it with the other documents below.
  • Proof of income: You’ll also need to provide your most recent pay stub as proof of income. This document will help determine if you qualify for the loan and, if so, how much you could borrow.
  • Blank check: Lastly, you’ll need a blank check from your checking account. Remember that the account must be active and registered in your name for this to be valid.

As you can see, it won’t take long to gather these documents. So, prepare them beforehand to help the application process go as smoothly as possible!

Take The First Step Now!

The help you need to pay your bills on time is right around the corner at Utah Title Loans, Inc. Take the first step right now by sending in the online form with your details so a representative can get in touch with you soon after.

Then, they’ll walk you through every step of the process so you can apply for a payday loan quickly and with complete peace of mind.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.