man holding car title loan cash

How Can I Use Emergency Car Title Loans Cash?

If you’re in a financial emergency, then you might be considering emergency car title loans as a resource you can rely on to help you out of a financial pinch. Here’s how car title loans online can help.

Car title loans online are a resource you can consider getting up to $15,000 for medical bills, repair costs, or business travel expenses.

Knowing when a title loan is a good option and how to use the money is a sensible part of borrowing responsibly. The rest of this article will cover all you need to know about emergency car title loans.

Why Choose Emergency Car Title Loans In The First Place?

Title loans are a type of secured loan that uses the title of your car as collateral. As such, it’s a resource that not everyone has access to.

If you own your car outright, then this type of loan might be worth considering in a financial emergency since it can get you larger borrowing amounts than unsecured loans with a longer repayment period, although individual terms may vary.

Lenders undertake a degree of risk whenever they let you borrow money, which is why having collateral in the form of a car title makes title loans an agreeable option for both lender and borrower.

When Should You Get A Title Loan?

Aside from understanding how title loans operate, it’s also good to be aware of when title loans are a viable option and when you should opt for something else. Never use a title loan to fund large unnecessary purchases and avoid using them for frivolous purposes.

These loans, as with all types of loans, are a short-term help to a financial crisis, not a long-term fix for poor money habits. As such, you should only get a title loan in an emergency, and if you have the option of cutting back on spending or financially risky behavior, then it’s certainly a preferable option. With that being said, you might consider a title loan in the following situations:

  • You have a costly pest treatment to pay for
  • Your car needs a new transmission
  • You have expensive medical bills to pay
  • You have business travel costs to cover

In these situations, you can be hit out of the blue with a bill for thousands of dollars that you simply don’t have, leaving you with few options. One solution may be emergency car title loans.

emergency car title loans cash

Pest Control Treatment

Bedbug infestations and termites can wreak havoc on your home, prompting the need for extreme tenting or heat treatment. These costly programs can run in the thousands, which is especially troubling if you don’t have any money tucked away in your savings. In this situation, you might consider a title loan to cover the cost of treatment.

Car Repairs

Whether it’s a transmission replacement, engine failure, or another expensive breakdown in your car, repair bills are never cheap, and sourcing the parts can be a nightmare. It might be a good idea in this situation to consider emergency car title loans.

Medical Bills

No one expects to wind up in the ER, but when it happens, the cost is probably the last thing on your mind. First and foremost is the treatment of the injured individual, but the bills will certainly follow. At the end of the day, you might be reeling at the exorbitant prices, especially if you or your family member is uninsured or has a high deductible.

Business Travel

Your career is important but globetrotting from meeting to meeting can certainly take a toll on your wallet. If you have significant business expenses to cover to advance your career, then a title loan might be a worthwhile option to consider.

use emergency title loan

How Utah Title Loans, Inc. Can Help

If you’re looking for the right title loan, then Utah Title Loans, Inc. has the resources you need. With loans from $300 to $15,000, the quick title loan request process can be completed in as little as 30 minutes. To get started, you’ll need these items:

  • Driver’s license or state-issued ID
  • Lien-free car title
  • Your vehicle for inspection

Apply online to get in touch with a representative, with whom you can discuss the loan process and schedule a meeting at a location convenient to you. At the meeting, the representative will review your required items and make an assessment of whether you qualify. If you are approved, you’ll get the cash you need on the same day or the next business day.

Get Your Loan Today!

Emergency car title loans aren’t a resource to be used frivolously, but when used right, they can seriously help you out of a financial bind. Whether it’s a major car bill or medical expenses you just can’t handle, consider letting Utah Title Loans, Inc. help with the perfect car title loans online.

If you would like to get started on your online inquiry today, it is as easy as completing and submitting the online form. Representatives are waiting to help you now!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.