Where To Get Emergency Financial Relief In Utah

November 12, 2020 | Peyton Sawyer

 

 Breaking open title loan money.

 

Millions of people are struggling with the financial after-effects of the COVID-19 pandemic. Some people have lost their jobs, and many small local business owners are barely keeping afloat. Thankfully, there are many programs that provide financial aid and free services in your area. Here’s where how to get emergency financial relief in Utah including how you can search for title loans near me.

Get Medical Insurance For Your Kids

Check if your family is covered by the Utah Children’s Health Insurance Program (CHIP), which gives some health coverage to those who don’t qualify for Medicaid. It can help pay for check-ups and vaccines, dental work, lab tests, and hospitalization. However, this depends on your income and the number of people in the household. Call 1-800-318-2596 for more information.

The Utah Children’s Health Insurance Program can also help cover some medical bills for children below the age of 19. You will need to pay a small premium, but it’s much lower than traditional insurance. Call 1-877-543-7669.

Get Financial Air For Housing

Call your local Public Housing Agency (PHA) and see if you qualify for rental vouchers or public housing. You can apply at several PHAs, especially if they have long waiting lists. However, you can’t use those vouchers on any property—there’s a list of where they can be used, so you will probably have to move.

Get Groceries And Food Aid

Look into the Utah Food Stamp Program, which will help cushion the cost of food and groceries. You can also approach a Utah Food Bank near you. This program, which is funded by community donations and corporate sponsorships, has distributed 52.9 million pounds of food in 2020 alone! The Salvation Army can help with food and clothing, and also provide other services that can help you and your family ger back on your feet.

Apply For A Cash Grant

The Temporary Assistance for Needy Families (TANF) program can give a cash grant that you can use for basic needs, unexpected medical costs, or to pay off your back rent. Call them at 866-435-7414.

Approach Your Local Groups

While there are many government programs, you will need to go through an application process or even be put on a waiting list. In the meantime, try to contact your local community center or even the churches in your area for help. Since the pandemic started, many community groups have started fund drives and donation drives to help the people in the area. There’s no harm in reaching out and asking if they can help, or if they can refer you to a local organization that can.

Some communities will also rally around its members, especially if they’re going through a dire financial or medical emergency. For example, Utah resident Karen R. lost her home in a fire, and one of her children also suffered from severe burns and had to be hospitalized for months. Her church group spearheaded a community drive for donations and even started a GoFundMe. Don’t underestimate the compassion of your neighbors!

Apply For A Title Loan In Utah

A title loan is a short-term loan where you use your vehicle as collateral. This is one of the simplest loans to apply for and can help you raise emergency cash if you need it right away.

Benefits of Title Loans

  • No credit history. Unlike other loans, you don’t need to have a high credit score to qualify for title loans online. If you have a low credit history or even no credit history, you can get a title loan.
  • Very convenient application process. You can start your application from the comfort of your home and you can complete it in as little as 30 minutes. You don’t waste time going to a physical office or lining up for hours for your turn. This is especially convenient if you are busy with work, or already have a lot on your mind because of a family emergency.
  • Fast processing time. The very nature of an emergency is that you need to have the money as soon as possible, and you can’t afford to wait for a long process. Online title loans don’t require a lot of documents and take less time to process. Once it’s approved, the money is deposited into your account for you to use.
  • You retain your vehicle. You keep and operate your car as you normally would.

 

 Checking bank for title loans.

 

How To Get Title Loans

After submitting a short form found on the homepage, a representative will contact you to schedule a meeting to inspect your car. You’ll also be asked to bring the following pieces of information: Your driver’s license, the title to your vehicle, and a blank check to your bank account for your deposit. You’ll find out on the same day that you submit your application whether or not you’re approved, meaning you can obtain emergency financial relief in a pinch. Getting the assistance you need isn’t impossible. With title loans, Utah you can obtain money quickly to handle your situation.