How To Get Emergency Pet Care Loans

On average, 1 in 3 pets would need an emergency veterinary treatment every year and that’s exactly when emergency pet care loans might come in handy. If you don’t have a reserve fund or pet insurance, taking care of the bills can become challenging.

Of course, you can always try discussing your payment options with the vet or get the necessary treatment at vet colleges at a lower cost. But if you need a certain amount fast, then you might want to consider taking out a loan.

How Much Is An Emergency Vet Visit?

The cost of treatment would depend on a number of factors – your location, the time of the day, the pet’s condition, and even its size.

In a lot of cases, you might end up paying anywhere between $800 and $1,500 for an emergency pet visit. The cost can easily go up if your furry friend is going to require surgical treatment.

How To Pay For Pet Care In An Emergency

Over 50% of Americans do not have an emergency fund, and even a $200 expense would, most likely, catch them off guard. The good news is that there are a few ways to cover vet bills, even if you don’t have a reserve fund set aside.

• Discuss your payment options with the vet - There are vet clinics that offer various payment plans that will allow you to cover the bill over time. If the specialist has known you and your furry friend for years, you might be able to negotiate a monthly payment.

• Check out local veterinary colleges - You might be able to find vet colleges in your area that operate low-cost clinics for those who have found themselves in a challenging financial situation. You can also look up animal welfare organizations – thanks to private funding and donations, they can often provide services at a lower cost. Do bear in mind that such places may only take care only of minor issues. If your pet has been in a major accident or needs surgical treatment, then a vet clinic might be the option for you.

• Take out a loan - If you know that, for some reason, you won’t be able to take advantage of the methods mentioned above, then you might want to opt for emergency pet care loans. Basically, any loans that can be used to cover the cost of a pet’s medical care can be referred to as emergency pet care loans. The main benefit of such a financing option is that you’ll get the whole sum at once and then pay the loan off over a set period of time. If you have a car, you can choose to opt for an online title loan offered by Utah Title Loans, Inc.

• Consider pet insurance for future expenses - Signing up for pet insurance won’t help if you’re already in the middle of an emergency, but it might cover future accidents. Such insurance will make sense if you don’t have an established reserve fund. If that’s the case, small monthly payments will help provide coverage and peace of mind. However, you would have to make sure that your fluffy friend is healthy and young enough to qualify for a good rate. Otherwise, simply setting aside the money and creating an emergency fund instead of making monthly payments might be a better option.

How To Apply For Online Title Loans

When you’re in need of quick cash, online title loans can become an option for you as you might be able to get approved for up to $15,000 in about 30 minutes.

One of the best things about applying for a loan from Utah Title Loans, Inc. is that you wouldn’t have to pay a visit to the store.

All you would have to do to get started is submit an online form. Soon after, a friendly company representative will contact you and explain everything you need to know about the online title loan process.

After that, set up a meeting with the agent at a location of your choice, bring your vehicle, lien-free title, a driver’s license, or state-issued ID, and if you agree with the amount and terms offered, you’ll usually receive your cash within 24 hours.

By the way, loans are available even for people with bad credit - a poor score does not automatically disqualify you.

Get Emergency Pet Care Loans Today!

You’re already stressing out about a lot of things if your precious pet is not feeling great. That’s why Utah Title Loans, Inc. has made sure that the process of taking out emergency pet care loans is straightforward and fast.

In fact, you wouldn’t even have to drive to the store – the agent will come to you. And if you agree with the terms offered, you will receive the cash you need the same day or the following work day. So, if you need to get your hands on money as soon as possible, fill out the online inquiry now.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.