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Need To Get Money For A Financial Emergency? Consider Title Loans In Utah

When you need money for a financial emergency, getting title loans in Utah straight from Utah Title Loans, Inc. is an option you cannot ignore. These loans offer unique benefits that are helpful to anyone who needs cash quickly.

This means you should consider them before you make any major financial decisions. This guide will quickly brief you on what these loans are, how they work, and how they can help you in your time of need. Let’s get started!

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What Are Title Loans And How Do They Work?

Title loans in Utah are an option you can use when facing a financial emergency. They enable you to borrow between $300 and $1,500 using your car title as collateral. Of course, the precise amount that you qualify to borrow will depend on your car’s value.

A loan representative will determine that when they inspect your vehicle during the application process. Still, the amount of money you can borrow through these loans isn’t the only reason it’s a popular option among borrowers.

These loans also come with several benefits that make them worth considering when you need money fast and don’t have time to waste. Overall, the title loan application process has minimal requirements, little paperwork, and, best of all, takes little time to complete from start to finish.

How Can A Title Loan Help In An Emergency?

As you read earlier, title loans in Utah aren’t just helpful because of the excellent amount of money you can borrow. They’re also particularly helpful during an emergency because:

  • You don’t have to jump through hoops to get them. You need only a few items when applying, and you likely already have them within arm’s reach.
  • You don’t have to spend a lot of time to get them. You can apply immediately, no matter the time of day, just by filling out the online form. Plus, the in-person part of the application can take as little as 30 minutes to complete.
  • You’ll have someone guiding you at every step. The loan representative that calls you will help you with any questions or concerns you have, so you’ll never have to worry about feeling lost.
  • You don’t have to wait long after applying. You’ll find out pretty quickly whether or not you qualify for the loan and how much you can borrow. After that, you’ll also get the money fast, possibly on the same day or by the next business day.
  • You get to keep your car. Even if your application is approved, you’ll drive home in the same car you used to get to the store. Your daily life isn’t disrupted, and you can focus on solving your financial emergency.

As you can see, these loans are an especially helpful option for you to consider when you’re faced with a financial emergency. They require very little from you to get, so you can focus your time and energy on the emergency instead of the loan application process.

What Do You Need To Get A Title Loan?

So far, you’ve read that you need very little to get title loans in Utah. Here’s precisely what you need to apply:

  1. Identification: First, you need to provide a valid photo ID. That can be your driver’s license or another kind of state-issued ID.
  2. Car title: Next, you’ll need your car title. That title must be lien-free and registered in your name. In other words, you must own that car outright to get a loan with the title.
  3. Car: You get to keep your car, but you still need to bring it during the application process. That’s so the representative can assess the car and determine how much it’s worth based on its condition and using a nationally recognized pricing guide.

You likely have these things already, and if not, it won’t take long for you to gather them. Once you do, you can apply immediately!

How Do You Apply For A Title Loan?

When you’re ready to apply, start by completing the online form with your details. That includes your name, contact information, and your car’s make and model. Shortly after, a loan representative will call your phone to discuss the application.

They’ll ensure you’ve got everything ready and can make an appointment to meet in person. They’ll inspect your car at that meeting and determine if you qualify for the loan. If approved, you can get the money as early as the same day or the next business day!

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Start Now!

You don’t need to wait another moment if they’re facing a financial emergency. Title loans in Utah from Utah Title Loans, Inc. are easy to apply for. You just need to fill out the online form to get started. Remember to check that your details are accurate so a loan representative can contact you quickly. Then, keep your phone nearby and wait for the call!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.