Need Fast Cash? Installment Loans In Utah May Be For You!
Installment loans Utah can provide the opportunity to qualify for cash very quickly to fund emergencies like medical bills and home repairs. Unlike other types of traditional financing, you won't have to wait for ages to receive the cash you've applied for.
With a signature installment loan from us at Utah Title Loans, Inc. you can borrow up to $1,500 the same day you apply. But we'll explore the loan in much more detail in the following sections.
What Can You Use Installment Loans Utah For?
As we mentioned, you can borrow as much as $1,500 with an installment loan. And you may be pleased to find out that there aren't any usage restrictions placed on it, allowing you to use the cash for anything you need.
That said, you should always figure out whether your situation justifies taking out a loan before completing a loan request.
When deciding whether you need one, it's a good idea to take a moment to consider the situations where others have utilized similar loans. For example, our customers tend to use signature installment loans to cover the following unexpected expenses:
- Same-day travel — If you're on vacation when an at-home emergency arises, you need to get home fast. While same-day plane tickets are costly, you can use a signature installment loan to fund them.
- Medical bills — Even with health insurance, medical bills can be expensive, especially if they're needed out of the blue. Many people have turned to loans of all types to help cover the costs of insurance deductibles and treatments not covered by their plans.
- Veterinary care — Out-of-hours care for your furry friend can quickly become pricey. While you should always try to use your emergency fund for these situations, you may not have enough. And that's okay! You can get a signature installment loan to cover the remaining costs.
- Home repairs — You can use this type of loan to cover everything from roof repairs to furnace issues to broken windowpanes to damaged front doors to HVAC system failures.
Of course, other situations can necessitate taking out a signature installment loan. Put simply, if the situation would worsen or become more expensive if left without payment, it can warrant an emergency loan.
Everything You Need To Qualify For Installment Loans Utah
You only need three things to qualify for an installment loan in Utah. These are as follows:
- Proof of income — We require your most recent pay stub as your proof of income. Along with your bank statement, this gives us an accurate picture of your financial climate.
- Identification — We accept all types of identification displaying your full, legal name, date of birth, and portrait photo. Commonly, our customers use their driver's licenses or passports to fulfill this requirement.
- Bank statement — Please ensure your bank statement comes from an account open in your full legal name that matches your ID. It must also display the most recent 30 days, providing a proper representation of your current financial state.
Keep in mind that we will check your credit score and history before approving your installment loan request. If you want specific details about the credit score necessary for approval, please speak to one of the representatives at your local Utah Title Loans, Inc. branch.
How To Get Signature Installment Loans Utah
Provided you can meet the requirements, follow the steps below to get a signature installment loan from us in Utah:
- Complete the online form. It shouldn't take long as we only ask for some basic information.
- As soon as we receive your online request, we will give you a call to discuss the requirements and the process, as well as set up an appointment to meet in person.
- Following the phone call, head to your nearest store with the requirements we discussed in the previous section.
- When you arrive, we will greet you and evaluate whether you qualify by checking your documents and credit history.
- If you are eligible to receive a signature installment loan, we will tell you how much you qualify for. As long as you're happy with the amount, we will help you complete the approval process. You just need to sign a few forms.
- Finally, you will get the money you need on the same or the following working day. But we do our best to release the funds on the day of your request.
Get A Signature Installment Loan In Utah Today!
You can use installment loans Utah to get same-day funding (up to $1,500, depending on your credit situation) to cover emergencies like medical bills, home repairs, vehicle repairs, and more.
Complete our convenient online form to kickstart the installment loan process. We will be in touch to walk you through the other steps and provide the money you need.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.