person with money from online title loan in Utah

How To Start Getting Fast Funds Through Online Title Loans In Utah

Getting fast funds from us at Utah Title Loans, Inc. is pretty straightforward when you consider getting online title loans because we have made sure to make the process as simple as possible. Whether you’re dealing with an urgent home repair, medical bills, vet fees, emergency travel expenses, or a different emergency, a title loan can help you get the cash you need. Keep reading to learn how to get through the loan process, so you can get your budget back on track.

How Do You Get An Online Title Loan?

As we briefly said above, getting through our process is simple. We’ve made sure to make the steps you’ll take easy and quick so you can find out as soon as possible if you can get this loan. In fact, you will only have to go through the following three steps! And if you run into any issues, we are always here for you and are willing to help you no matter what part of the process you may be on. So, if you are ready to begin, keep reading to learn the steps you will take:

1. Fill In Our Online Form

The first step of getting an online title loan is to fill in our online form. This is a very simple form that can be found on the homepage of our website, and filling it in often only takes a few minutes. We’ll ask for some details about the car, such as its make and model, and a few details about you. Don’t worry, we keep your information confidential.

Make sure you use a valid phone number when you fill in this form, as we will be using it to contact you shortly after you submit the form and it goes to the nearest Utah store location. Once you’ve finished the form, we’ll give you a call, so try to pick up the phone so we can help you progress through the rest of the steps.

happy man looking at loan funds online

2. Speak To An Agent

It’s important to speak to one of our agents on the phone, which is why we’ll give you a call after you reach out to us. This agent will help you understand how title loans work, explore what paperwork you’ll need, and answer any of your questions. We do require some documents for an online title loan, so you need to make sure you have your driver’s license or state-issued photo ID. You will also need the lien-free title to your vehicle in your name, and the vehicle itself.

3. Meet With Us

The loan representative will also set up an in-person meeting for you, so that they can inspect your vehicle and determine how much money you are eligible to borrow. The good thing about this meeting is that it can take place wherever is convenient so that you don’t have to come into the nearest Utah store if you’d rather not. However, If you would still like to come in to see us, we can organize that as well.

But the thing about an online title loan is that you have the option of not coming into the store! Either way, the car inspection with us is crucial to find out how much money we can lend to you, so note that you must do this before we can proceed. You will also have to bring in your driver’s license or state-issued photo ID and your lien-free title. Having these items will allow us to determine if you qualify for approval.

How Much Money Can You Borrow With A Title Loan?

Online title loans don't just offer fast funds; they also offer access to significant amounts of cash in some cases. You may be able to borrow as much as $15,000, depending on what your car’s make and model is, and what condition it’s in. Our lowest title loans start at $300, so even a low-end car can help you get access to money that will help with urgent expenses.

Of course, how much money you can borrow is dependent on your car’s overall condition and resale value – which we use a nationally recognized pricing guide and a vehicle inspection to determine that. These are things that our representative will check when you meet with them after the phone call. This is the meeting we will set up during the phone call.

You will also be able to keep your car during the entire process! Remember, we are only using your car’s title as collateral – not the car itself. That means if you stick to the loan repayment schedule, you will be able to use your car whenever you want. And if you happen to have poor credit, you can still come into one of our stores and see if you qualify for this loan!

money airplane for fast funds in Utah

Check Out Our Online Form Now

The next time you are in need of quick cash to handle your emergency expenses, consider getting online title loans from us! We here at Utah Title Loans, Inc. can easily help you determine if you can get approved. And as you can see from the above steps, it doesn’t take long to find out if you qualify! The process is simple and we are always available to help you out no matter which step you are on. So fill out the online form on our website right now to begin the process!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.