woman learning about her financial flexibility benefits

The Financial Flexibility Benefits Of Online Payday Loans

Here's a hard truth, sometimes we're strapped for cash. Sometimes, we're hit with unexpected financial events that are tough to cover from paycheck to paycheck. That's when online payday loans can benefit you. They can help you bridge the gap between paychecks.

Online payday loans from Utah Title Loans, Inc. provide many benefits. You get extra cash quickly so you don't fall behind on payments. The process is simple and quick. You can complete the whole thing within the day. There are no deep dives into your credit for this type of loan. You also don't need to provide much documentation. Online payday loans are great for emergencies that need quick turnarounds.

Keep reading to find out if the benefits of online payday loans could help you with your situation.

Can I Complete Online Payday Loans Totally Online?

While there are other states that allow it, Utah does not allow you to complete the entire payday loan process online. The majority of your process will be online, however. 

You start by sending in the inquiry information. From there, a knowledgeable representative of Utah Title Loans, Inc. calls you and confirms the information you entered in the form. They will also help you schedule an appointment to present your necessary documents. 

You'll need to visit your nearest store location to show your documents for review, see if you get approved, and sign for the loan acceptance once you are approved. 

Calculator and bills on desk with text the financial flexibility benefits of online payday loans

How Long Does The Process Take?

Payday loans are designed to help you when you need extra cash. Usually, that means you need the extra cash quickly. We won't make you wait long.

You could have your cash that same day or, at the latest, the following business day. In some cases, you can get through the entire process in under a half hour.

What About Your Credit?

One of the huge benefits of payday loans is there aren't any lengthy processes or dives down into your credit history. If you have bad credit or even bankruptcy, you could still be approved for a payday loan. You don't even have to have credit to get approved for this type of loan.

You do need to show you're employed and you have an income. Payday loans are based on your information, and your ability to pay back the money you borrow. 

What If I Default On My Loan?

So, we really hope you do pay back the money we lend you. That being said, should you have a little trouble paying us back in a timely manner, we aren't going to report any of this to the credit agencies. Your credit will not be affected.

It's important to note, though, that if you do have some financial difficulties, you should call us. We are good about working with people on their payments. If you know you're not going to make it on time or you're not going to pay the entire amount, just let us know so we can work something out with you.

What Do I Need To Show?

You can get a payday loan with very little in the way of documentation. You'll need your ID. This can be a state-issued ID or a driver's license. You'll also need a blank check from an active checking account in your name. Finally, you'll need your most recent pay stub to show as proof of income.

When you go for your store visit, you'll provide these items for review, and a determination for approval or not will be made. 

What's The Most I Can Get On An Online Payday Loan?

All states are different. They all have their own maximum limits for how much you can borrow on certain loans. Utah only allows you to borrow up to $500 on any payday loans. 

Keep in mind your paystub needs to support that you'll be able to pay back the money you borrow in a timely manner. Also, you should only apply for the amount you need to keep on track. 

online payday loan flexible benefits

How Do I Make Payments On My Loan?

We have made it easy for you to make payments on your online payday loan, also. You can go right onto the website and click "Make Payment" to keep up on your bills accordingly. 


There are a lot of benefits to online payday loans. You can use the fact that you have a job and an income to get cash handed to you in no time. 

You can get up to $500 on a payday loan to help you pay your bills when extra things come along. You should go get started today. 

The inquiry form is short or you could call one of our locations to see what you can get started. You could have the cash you need before the end of the day.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.