Is It Hard To Get A Payday Cash Advance In Utah?
If you have an unexpected expense you need to cover as soon as possible, or you’re just having trouble stretching your paycheck until the next one comes in, getting a payday cash advance might be an option worth considering.
But you might wonder if it’s hard to get a payday cash advance. However, the answer is no, it’s not hard to get a payday cash advance. On the contrary, getting payday loans online is a popular choice among those who find themselves in need of a couple of hundred bucks every now and then because they’re some of the most accessible, fast, and easy loans around.
Here’s all you need to know about getting a payday cash advance at Utah Title Loans, Inc.
How Do I Qualify For A Payday Cash Advance In Utah?
Qualifying for payday loans doesn’t take a lot of work. Utah Title Loans, Inc. has few qualifying requirements. You only need to provide us with 3 documents to qualify:
- A government-issued photo ID proving you’re over 18.
- Your most recent pay stub to prove your income source.
- A blank check from an active checking account in your name.
Can I Get A Payday Cash Advance If My Credit Score Is Low?
Yes, you can!
In fact, credit scores don’t really have a big influence on your chances of qualifying for the payday cash advance.
As long as you provide all the required items and they’re up to par, you’re likely to get approved regardless of what your credit looks like.
Can I Get A Payday Cash Advance If My Income Isn’t Very Stable?
Well, normally you are required to provide a recent pay stub as it’s usually what determines how much payday loans cash you qualify for.
That being said, Utah Title Loans, Inc. allows this qualifying requirement to be fulfilled with other documents than a pay stub. If you’re unemployed (or your income isn’t stable) and can’t provide a recent pay stub, you can still get approved if you provide an adequate alternative.
Talk it over with your loan representative – they’ll guide you regarding your options and the documents you’ll have to provide as an alternative to the pay stub.
(For example, some of the previous borrowers of Utah Title Loans, Inc. have used unemployment and welfare benefits, compensations, alimonies, pensions, and even savings as means to prove their income source).
Can I Get A Payday Cash Advance Without Harming My Credit?
Getting a payday loan at Utah Title Loans, Inc. will have no influence on your credit score.
For any loan to have an impact on your credit history, the lender needs to report it to a credit agency first.
What If I Want My Payday Cash Advance To Go Onto My Credit Report?
If you’re planning to get an online payday loan with the intention of building up your credit history, you need to find another strategy.
Your payday loan won’t be going onto any credit reports. Make your decision about the loan with this information in mind.
How To Get A Payday Cash Advance Quickly And With Ease
Here’s a helpful tip: before applying for a loan – any loan – make sure to learn about the basic requirements and have the required items in order before getting started. If you’ve got the required items for payday loans handled, the rest of the process should be a breeze.
All you need to do to get started is submit a filled-out form on Utah Title Loans, Inc. and wait for a loan representative from the closest location to get in touch with you.
Take the required items – the government-issued photo ID, your most recent pay stub (or agreed-upon alternative), and a blank check from an active checking account in your name – to the meeting the loan representative sets up.
At the meeting, the loan representative will assess your documents and determine if you qualify for the loan. If approved, you’ll go through the final paperwork, and get the cash!
Submit A Payday Cash Advance Form Today
Now that you know everything there is to know about getting a payday cash advance, start your process by filling out an online form today and get up to $500 by the end of the day!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.