How To Get Cash When There’s Nowhere Else To Go
December 29, 2020 | Emma Frost
Even in a year that is not 2020, many Americans cannot deal with any financial emergency that may pop up throughout the average year. In years like this one, when there are even more curveballs thrown at people than usual, many have been unable to stay flush financially.
Here are some ways to get cash when there is nowhere else for you to go.
Start Selling Your Possessions
If you have a room that contains things you haven’t seen or thought about in years, it is time to put those things up for sale. An essential part of this process is to go through the items first and take out anything you even have a second of doubt about selling. You do not want to deal with the seller’s remorse later on.
From there, you may want to sort the stuff out – some of it may not be something you want to throw up on an online garage sale. There may be some antiques or collectibles to make better money on if you went to a specialized dealer.
Check Out A Consignment
A consignment is an option that has grown in popularity lately. Consignment is working with a consignment shop to sell your stuff for you. Some people use these shops to sell old clothes, toys and anything else they find. The consignment issue is that you do not make money until your items sell, and then you have to pay a previously agreed upon portion to the consignor.
This option can help you earn some cash on the side after a while, but if you need immediate funds, it may not be your best choice.
Pawn Some Of Your Stuff
Perhaps you aren’t in the frame of mind to sell your items but have some valuables you don’t use all the time despite wanting to keep possession of them. You may want to look into pawning. Pawnshops are not somewhere you want to take low-ticket items like clothes or knick-knacks.
The best items for pawnshops are going items that cost over $100 when you got them, such as electronics, another tech, or jewelry. You will want to look at pawnshops around your area and go to one with a good reputation.
There, the dealer will offer you an amount for your item, giving you a ticket. They will hold it in reserve for a certain amount of time, and if you have not claimed it with your ticket by the time that period is over, you will have relinquished your right over the property, and the dealer is free to place it on their floor for sale.
Use Title Loans
Instant online title loans are a quick way to secure cash for emergency funds when you have nowhere else to go. This is a loan that you secure with the lien-free title of your vehicle. This means you do not have to worry about losing your vehicle; you can still use it while you are repaying the loan.
With title loans, it does not matter if you have no or bad credit – you can still apply and see if you can get approved.
What Do You Need To Get A Title Loan?
To get a title loan, you will need a vehicle registered in your name with no liens on it. You can apply for a title loan and get approved for an amount that correlates to what your car is determined to be worth during an appraisal by a representative of the company you have worked with to get your title loan through.
Our lenders at Utah Title Loans will do everything they can to help you from the start of the loan application process to signatures and depositing money into your account. Understanding that quick cash is often needed when you come looking for a title loan, you could have your loan amount in hand in as little as thirty minutes or the next bank business day.
Our Simple And Convenient Loan Process
Title loans go up to a maximum of $15,000 at one of our Utah Title Loans locations, and you could be approved for that much no matter the year, make, and model of the car you have to put up. At first, all you have to do to get started is to go online to complete the submission form.
This will give loan representatives the essential information they need to call you back. Once they call, you can either plan to meet with them in-store at a nearby online loans location or make plans to meet with them elsewhere.
No matter where you meet up, you will want to bring your state-issued id, your vehicle’s clean lien, and the car you are putting up for the loan to have a quick assessment.
Once the representative has gone over everything and determined the vehicle’s value, they can decide on your title loan qualification. If you are approved, you will have the amount agreed for in hand later that same day or, at the very least, the next bank business day.
Do not worry. You will be able to retain possession and use of your vehicle after you have received the loan. Just remember to make the agreed-upon payments on the schedule outlined for you during the application and approval process.
When it comes to making some extra cash, it doesn’t have to be difficult! With any of these options, you could find yourself with a nice financial cushion for times when you really need it.