car title loan cash in utah

How Much Can I Get For A Title Loan in Utah?

Have you ever asked the question “how much can I get for a title loan” when you have emergency expenses that you need to take care of right away? Well, we here at Utah Title Loans, Inc. have made it simple for you to know exactly the title loan value that you could get if you are approved. In fact, we make sure to be transparent so you know the title loan amount you could get and what impacts the amount. So, if you’d like to know how much you could get, keep reading this article to learn more!

How Much Can I Get For A Title Loan, Exactly?

The amount of money you can receive once you're approved for a title loan depends on your vehicle’s condition and resale value. However, the title loan amount you can get from us at Utah Title Loans, Inc. is between $300 and $15,000 – which you can have either on the same day or the next bank business day if you are approved. Plus, you can still get a Utah title loan even if your credit is less than perfect because we use your car title as the collateral – which means credit isn’t a completely major factor used here.

What Impacts The Title Loan Value?

As we mentioned above, your vehicle’s resale value and condition will impact the title loan value. We use a nationally recognized pricing guide to determine its resale value. And to determine the car’s overall condition, we have to do a quick inspection of the vehicle before we can make any decisions on whether or not you will qualify for approval.

During this inspection, we are looking for anything that could impact the way the vehicle works. This would include things like engine troubles, motor troubles, any broken windows, or issues with the tires. We also look for things like major dents, bumps, scrapes, and broken lights. We also take into account the age, make, and model of the vehicle as well.

What Can I Do To Increase My Title Loan Amount?

If you are asking “how much can I get for a title loan,” you are probably also wondering how you can – or even if you can – increase the title loan amount you could possibly get. Well, while you can’t control your car’s age or the make and model, there are things you can do to your car to increase the amount of loan money you can get. As we said, we are looking at things that can impact the way your vehicle works. This means you should do some basic maintenance – or have a professional do some – on the car.

person getting title loan money from representative

You can also have major dents, scrapes, bumps, and marks removed. And you should also have the tires checked to make sure they are equipped to help the car stop and travel safely on the roads. If you see if your car’s lights aren’t working as well or look dull, have those looked at as well. Finally, just making sure the interior and exterior of your car is clean and polished could help to increase the amount of loan money you could get.

Begin The Process For A Utah Title Loan Today

Now that you know how much money you stand to get if you are approved, you can move onto the actual process. The good thing is our process is simple and quick for anyone to get through. In fact, we only make you go through a few simple steps in order to find out if you are approved. And if you are, you don’t have to worry about losing your vehicle because we do not hold onto it while you repay the loan! If you are ready to begin, here are the three easy steps you will take:

  1. Fill out the online form: The first thing you need to do is go to our website and fill out the online form on our homepage. This form isn’t the official application, but it does allow the nearest Utah title loan store to get your contact information so our loan representatives can give you a call. You don’t have to worry about your information because we make sure to keep everything confidential and secure.
  2. Gather the required items: During the call – which will happen a few minutes after you submit the form – we will go over the items we will need to see to decide if you qualify for approval. We’ll set up a meeting for you to either come to the store or have us come to you. The good thing is we don’t require you to have too many items. In fact, you just need the following three items for the meeting:
    • Your driver’s license or state-issued photo ID.
    • The lien-free title of your vehicle in your name.
    • Your matching vehicle for a quick inspection.
  3. Find out if you qualify for approval: Once we’ve assessed your required items, the only thing left to do is to find out if you qualify for approval. If you do, we will then go over the loan terms and have you finish signing the paperwork. Once you are done with that, you are officially done with the entire process! You can then get the money either later that day or the next bank business day.

car title loan application

Get Up To $15,000 For Your Utah Title Loan

If you’ve been asking the question “how much can I get for a title loan”, this article proves that the answer is simple to understand. The max title loan amount you can get is $15,000 with us if you meet the basic requirements. And in order to better your chances of getting a high title loan value, make sure you follow our tips with your vehicle. Once you feel your vehicle is ready, begin the simple process at Utah Title Loans, Inc. by filling out our quick and easy online form right away!

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.