payday loan cash handed over

How Old Do I Need To Be To Get Payday Loans In Provo UT?

No matter what their age, everyone has experienced a period of financial instability. Whether it’s because you have some unexpected medical bills that aren’t covered by insurance, or your house is in need of urgent repairs, several situations could leave you in a state of financial emergency. 

In these situations, people have a range of options to turn to for financial support, and one of these options could be getting a loan. One of the loan types, which is known to generally be easier to get, regardless of credit score or history, is a payday loan

Payday loans are an option in many circumstances, and for many people, but it’s good to know the minimum requirements for getting a payday loan. So, if you’re searching the internet for “payday loans Provo UT,” this article may be for you. We’re going to answer your questions, such as the minimum age required to get a payday loan, as well as taking you through the documents you need to bring when applying. 

how old do I need to be to get payday loans UT

How Old Do You Need To Be To Get A Payday Loan?

To answer your main question, you need to be 18 or over to get a payday loan in Utah. While this depends on the payday loan lender - as for some, the lower age limit for a payday loan can be 21 - the general consensus is that 18 is old enough to get a payday loan. 

So, if you meet this requirement and you’re looking up “payday loans Provo UT,” you’re in luck. If you’re younger, though, it’s worth checking what the lenders requirements are, and if they accept low or nonexistent credit scores.

This is because many younger people - especially those who have always lived with their parents and have never had any credit cards or paid off any loans - are more likely to have nonexistent credit scores. This being said, payday loans are one of the easiest loans to get, so even if your credit score is low, you should be able to apply. 

As we’ll explore later, one of the things you need to get a payday loan is proof of income. In Utah, the legal age you can work at is 14, so at the age of 18 this shouldn’t be a worry. Therefore, if you’re looking for “payday loans Provo UT” and you’re over 18, you should be good to go. 

What Documents Do You Need To Get A Payday Loan?

If you’ve made it past the step of searching up “payday loans Provo UT” and you’re now applying for a payday loan, it’s important to know what documents you’ll need on hand. Again, this can differ based on the payday loan lender you’ve chosen, but the general consensus is that there are three essential documents you’ll need to get a payday loan.

First, you’ll need a driver’s license or another form of state-issued identification. This is because the process of getting a payday loan - just like any other loan - is very bureaucratic, meaning you need to provide proof of identity to ensure you are who you say you are. This document will also show your date of birth, thus proving you are eligible for the loan. 

Next, you’ll need to provide proof of employment when applying for a payday loan. Most payday loan lenders require this in the form of your most recent pay stub, so you can prove that you have the income to be able to afford the loan. 

Finally, you’ll need a blank check from an active checking account in your name. 

Having these documents on hand when applying for a payday loan will certainly help make the process run much smoother and quicker. 

Utah Title Loans, Inc.

So, if you’re still searching queries like “payday loans Provo UT,” it’s time to check out Utah Title Loans, Inc. and put them at the top of your list. Utah Title Loans, Inc. offer payday loans for a wide range of people and circumstances, including potential borrowers with bad credit.

The process at Utah Title Loans, Inc. couldn’t be easier; all you need to do is fill out their online form, take a call from a loan representative, visit the store with your documents, fill out any additional paperwork and wait for the decision! If you’ve been approved for a payday loan with Utah Title Loans, Inc., you’ll get the money as soon as possible, usually on the same day or the next business day. 

payday loan in blocks

How Old You Need To Be To Get A Payday Loan

We’ve established that many people could be eligible for a payday loan, including people with bad credit scores. As long as you’re over 18, you’re in employment and you have the necessary documents required, you should be good to go. If you’re ready to get a payday loan in your area of Utah, get in touch with Utah Title Loans, Inc. today to find out more about their payday loans. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.