tips for increasing bills during colder months

How To Plan Increasing Energy Bills During The Colder Months

During the colder months, your energy bill can easily be 2 or even 3 times as high as the summer one, and if you haven’t had a chance to prepare your finances for the increase, Utah Title Loans, Inc. is here to help you.

Below, we will share a few effective tips on how to take care of your high energy bills this winter.

Plan To Deal With High Energy Bills During The Colder Months

Set Up A Separate Reserve Fund 

The majority of households start consuming more energy as soon as it gets cold outside. That is because we turn on the heater and keep the lights on for longer periods.

Though, technically, higher energy bills during the winter are quite predictable, they always seem to take us by surprise. So, why not learn from your mistakes, and start setting aside at least $50 per month during spring and summer to reduce the future financial burden?

Go Green 

If you make a few adjustments to your house beforehand, you’ll already be able to reap the benefits in the winter.

Switching to LED lights, installing low-flow water fixtures, and opting for energy-efficient appliances will help you save a small fortune in the long run. For example, an Energy Star-certified washing machine uses 40-50% less energy and 50% less water (plus, rebates are often available for purchasing such appliances).

Winterproof Your House 

By improving your home’s insulation, you can save between $200 and $500 on your utility bill per year.

But insulating your walls, attic, and floor can be quite expensive. And if you’re not ready for the commitment just yet, you might want to start by insulating your pipes, draught-proofing your doors and windows, and fitting radiator reflector panels.

Cut Your Energy Bill

plan increasing energy bills during colder months

Adjust The Thermostat 

You can save up to 10% a year on heating by turning your thermostat back 7-10 degrees for at least 8 hours per day.

The Department of Energy suggests keeping your thermostat at around 68 F during winter, but if you’re not a fan of such low temperatures, you might want to try decreasing the temperature only at night.

Use The Ceiling Fans 

We are used to thinking of fans as sources of cool air. But the truth is that those can be used to keep us warm as well. Simply make sure that the blades are turning clockwise.

Layer Up 

About 60% of your energy bill accounts for heating and cooling. But you might not have to run the heater for as long if you learn how to layer your clothes properly.

No, you wouldn’t have to wear an overcoat inside. Simply put on a breathable base layer, a mid layer (a breathable fleece), a blanket, and a hat, and you're ready to chill on the couch.

Defrost Your Fridge And Freezer 

Frost buildup in your refrigerator increases the amount of work the motor has to do. Keeping the appliance fairly frost-free can help you save around $150 per year, so it’s worth it.

When To Go For A Title Loan?

Even if you think you have managed to prepare your budget for the colder months, the energy bill might still end up taking you by surprise. In fact, heating costs are expected to increase by about 17% this season.

If you can’t afford to take care of your utility bill at the moment and you want to avoid late fees, consider going for a title loan.

What Items Will You Need?

We at Utah Title Loans, Inc. wouldn’t require you to bring in dozens of documents.

You’re only going to need your state-issued ID or driver’s license, lien-free title, and vehicle to get the fast cash.

budgeting for colder months

When Will You Get The Money?

We understand that you wouldn’t want to spend your precious time filling out lengthy forms and driving to the store. And guess what? You wouldn’t have to!

It might take you only a few minutes to complete our short inquiry form and the verification agent can come to a location of your choice to inspect your vehicle and determine how much you qualify for.

By the way, if you do get approved, you will receive the money the same or the next bank day.

Submit An Inquiry Today!

In some cases, it might simply be impossible to prepare your budget for the increasing bills during the colder months. If you are struggling to make ends meet and you need to urgently take care of an important bill, Utah Title Loans, Inc. is here to help.

Our friendly staff members are committed to assisting you in getting the emergency cash in the shortest timeframe. You don’t need to have a checking account or perfect credit to apply. Simply prepare your ID, vehicle, and lien-free title, and fill out our inquiry form to get started. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.