Need Emergency Money? Here's 3 Ways to Get Cash Fast!
It’s nothing new. All of us will find ourselves facing a financial emergency sooner or later. That’s simply how life works: it’s unpredictable and most problems that arise will need money to resolve.
Of course, the best way to deal with a financial emergency is to have an emergency fund ready to go. If you have money saved beforehand, then financial problems aren’t something to fear – you can simply dig into the fund and handle the emergency without sparing it much thought.
However, if you have no savings (or at least you have no savings that can be easily accessed in times of need) – then you’ll have to explore some other options if emergency money is needed.
Here are some of tried and tested methods of getting the cash together fast.
How to Get Emergency Money Fast
If you have the option to postpone dealing with your emergency, at least for some time, then this may be the best option of the three.
Hustle – i.e. do everything in your power to earn some extra money from sources other than your regular job.
This means taking up freelance jobs if you have any talents that can be monetized (are you bilingual, a good writer, into graphic design or photography? Great! Go register on Upwork, or Fiverr, or Gengo and take some freelance writing/translating/etc. jobs).
This can also mean sifting through everything in your apartment and selling stuff you don’t use on Poshmark, Facebook Marketplace, etc. to earn extra cash. Or going on Craigslist to find paid tasks you that could help to get the extra cash you require.
2. Get a Salary Advance
A salary advance is when you get a partial or full paycheck before the pay period.
Keep in mind that companies have different policies when it comes to salary advances: some offer it only in specific cases (like health bills), some are freer with their policies, while others don’t give an option for it at all.
When using this option, take the time to talk to your HR officer or superior to learn about your company’s specific policies and how to apply for the advance.
3. Take Out a Short-Term Fast Loan
If you’re pressed for money and need to have it on hand yesterday – then you might have to think about taking out a fast loan, since all other options can take more than a few days, except this one.
There are several kinds of loans you could take out. Title loans are a secured type of loan (using your car as collateral), while payday loans and signature installment loans are unsecured.
Deciding between title loans, payday loans, and signature installment loans will depend on how much money you need, and how long you’re willing to be paying it off. And remember that just because you can take out a certain amount of money, doesn’t mean you should – take out exactly as much as you need to handle your emergency and no more.
I’m Interested in Title Loans
If you’re a car owner, then this type of loan might be the best choice for you.Taking out a loan at Utah title loans, will require you to visit UtahTitleLoansInc.com to fill out an online form. When done, you’ll be contacted by a store representative who will set up a meeting at a convenient location.
- Your car
- The car’s title in your name (it should be completely lien-free)
- A valid government-issued ID (you must be over 18)
The car and your documents will be assessed at the meeting to see how much money you qualify for. If you’re approved for the loan, you’ll receive the title loan cash the same day.
I’m Interested in Payday Loans
Applying to payday loans Utah is pretty much the same: you go to UtahTitleLoansInc.com, to fill out the online form, and wait to be contacted by the store representative who will set up a meeting.
You’ll need to bring:
- Your government-issued ID (to prove you’re over 18)
- Your most recent pay stub
- A blank check from an active checking account in your name
The store representative will review your documents and walk you through the application process. If you’re approved, you’ll receive the money the same day.
I’m Interested in Signature Installment Loans
All in all, the process is pretty similar to payday loans: you go to the UtahTitleLoansInc.com and find an online inquiry form for signature installment loans Utah. Fill it out and wait for the call from the store representative who will set up a meeting with you.
- Your government-issued ID (you must be over 18)
- Your proof of income
- An active checking account statement in your name
The store representative will review your documents and determine if you qualify for the installment loan. If you’re approved, you’ll receive the cash the same day.
If you find one or all of these fast cash loans will help, simply contact Utah Title Loans Inc. to get the emergency money you need today.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.