Online Title Loans Can Help Pay For Your Urgent Expenses
When it comes to urgent expenses, they can be quite a burden if you are handling them alone. That is why we here at Utah Title Loans, Inc. have tried making things easier for you with our online title loan.
Whether you need funds for a needed car or home repair, late rent or mortgage payments, or an unexpected medical bill, an online title loan can be of help. And understanding how online title loans work is easy! Keep reading to learn just what online title loans are and the different benefits they offer.
Online Title Loans: What They Are And How They Work
In simple terms, a title loan is a short-term loan where you use the lien-free title of your vehicle as collateral for a lump sum of money. Contrary to what many people may believe, this type of loan does not use the vehicle itself as collateral, only its lien-free title. Also keep in mind that we will have to inspect your vehicle before we can determine how much money you could get.
We do this because we base the amount on your vehicle’s overall condition and value. When it comes to how much you could get, that could be anything between $300 - $15,000.
All you have to do is go to our website and fill out the online form so we can give you a call and set up your vehicle inspection – which can be done either at the store or at another location of your choice. If you are approved, we will place a lien on your title and hold onto it. Once you are done repaying the loan, we’ll remove the lien and return your title to you.
The Top Benefits Of Online Title Loans
While the most obvious benefit of online title loans is that the process begins on our website, that isn’t the only reason you should consider them. In fact, these loans come with plenty of benefits that can help you out when you have an emergency or urgent expenses that you need to handle right away. Here are just a few of the benefits you should consider about online title loans with us:
- Fast access to cash. One of the clearest advantages of title loans is being able to secure cash when you need it most. Unlike a traditional loan where you have to go through a lengthy and complicated process, you can get the funds in a day or two if you are approved.
- We work with all credit types. Another advantage of title loans is that they are available to all, good or bad credit. While we might always have to check your credit, that isn’t the only thing that determines if you qualify for approval.
- The requirements are simple. We will never require you to bring in a long list of documents that you have to search all over your house for. In fact, we only require you to bring in three items for us to determine if you qualify for approval. Those items are:
- Your driver’s license or state-issued photo ID
- The lien-free title to your vehicle for collateral
- Your car for a quick inspection
- You get to keep your car. Since we are using your lien-free vehicle title as collateral, that means you get to keep your car and use it normally even if you are approved for this loan. We will not hold onto your car while you are making your loan repayments to us.
Submit An Inquiry About An Online Title Loan Today!
Getting an online title loan with us at Utah Title Loans, Inc. is easy because we’ve made sure that the process from start to end is fast and straightforward. And as we said, we don’t require you to come to the store at all! That is the whole point of an online title loan.
You can conveniently begin the loan process remotely from the comfort of your own home, then meet with one of our title loan representatives for the required vehicle inspection. The good news is that you can choose the time and place of the meeting – we will come to you whenever and wherever is convenient for you!
Plus, with the benefits we’ve mentioned above, we’ve made sure this loan will allow you to get through whatever emergency you are dealing with so you can get back to your regular life. Here’s a step-by-step guide for starting an online title loan with us:
- To get started, you can call us directly at 1-800-514-CASH (2274) or fill out the short online form on our website. Keep in mind this form isn't the application and just asks for basic information so we can give you a call.
- If you fill out the form, wait for a call from one of our agents. They will verify your information and go over what required items you need. You'll also set the meeting for the vehicle inspection at the location of your choice.
- After inspecting your vehicle, our agent will calculate the amount of cash you could qualify for and determine if you qualify for approval. You will then complete simple paperwork after which you can get your cash!
Get The Online Title Loan You Need Right Now
Having urgent expenses and no cash on hand is a recipe for disaster. Online title loans are a great option for getting access to some fast cash without having to worry about a long and confusing loan process or not having enough representatives available to help you out.
So if you are going through an emergency, come find out if you can get an online title loan to help. Ease your mind and inquire about our online title loan by filling out the online form!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.