How Much Can You Get From A Payday Loan In Utah?

August 6, 2021 | Mason Roberts

how much do you get from a payday loan in utah

Are you wondering how much you could get from a payday loan in Utah? You've finally found your answer (and so much more!). Read on to learn all the details you need.

What Is A Payday Loan In Utah?

Payday loans Utah offers are a form of financial aid developed for solving short-term money problems. Originally, it was designed to tide you over between paychecks. But these days, they can be used to help with emergencies, including but not limited to the following:

  • Emergency house repairs following a storm or natural disaster damage.
  • Auto repairs following an accident or adverse condition damage.
  • Unexpected medical bills.
  • Necessary and urgent travel costs.

These loans are an option even if you have bad credit and may find it hard to qualify for more traditional lending types from a traditional bank.

How Much Can You Receive From A Payday Loan In Utah?

Payday loans are designed to offer small-to-medium amounts of cash. If you need thousands of dollars, they will not be right for you, and you may want to look into title loans.

However, with our payday loans, you can receive up to $500 to pay for your urgent expenses — definitely an amount to help with small-to-medium financial issues!

While you may be approved for the highest amount by one of our loan associates, it's important to consider whether you actually need the full $500.

We always recommend taking a loan out for the exact figure you need; nothing more, nothing less. That way, you won't be repaying a larger sum that wasn't necessary in the first place.

The specific amount we qualify you for is generally based on your most recent pay stub. However, we also accept non-employment forms of income. This could be any of the following:

  • Alimony.
  • Unemployment benefits.
  • Social security check.
  • Pension.

You just need to ensure you have the right documentation to prove the amount and frequency of your income. Make sure to talk to one of our loan representatives about your specific case.

why get a payday loan in utah

Why Get A Payday Loan In Utah?

Every financial decision should be regarded as a "biggie". So, let's take a look at the advantages of payday loans so you can ensure you're making the right choice.

1. All Credit Scores Are Welcome

Payday loans are an option for those with poor credit. During our many years of experience working with people who are facing financial hurdles, we've realized just how tricky it can be for people to improve their credit scores. So, we believe that you shouldn't be penalized for something you can't immediately control. Hence why we work with all credit scores.

2. Quick And Easy Processing

You need money fast when an emergency strikes. And sadly, traditional loans from banks and credit unions take weeks upon weeks to process, rendering them useless.

That's where a payday loan in Utah can be handy.

We have locations all over the state, so you don’t have to wonder where would I find payday loans near me when you’re in a hurry.

In addition, from start to finish, our process takes as little as 30 minutes. Yes, you read that right. just half an hour to get the money you need to pay for your emergency. We aim to take the stress off your shoulders as soon as possible.

3. Less Confusing Paperwork

Some lenders may confuse you with financial jargon and legal terms, adding to the stress you're already feeling. But not when you work with Utah Title Loans, Inc. We write everything in easy-to-understand English, allowing you to fly seamlessly through the process.

the best part — if you have any questions, all you need to do is ask. Our loan representatives are knowledgeable and incredibly friendly. They're always happy to help clear up any concerns or confusion to keep everything running smoothly.

How To Get A Payday Loan In Utah

All that's left to do is to follow these steps to get a payday loan from us at Utah Title Loans, Inc.:

  1. Fill out the online form on Utah Title Loans, Inc.
  2. Pick up your phone when one of our loan representatives calls you. They will tell you about the rest of the process. You should also make sure to ask any questions you have at this point too.
  3. Once the call ends, take your driver's license, blank checking from your checking account, and your most recent paystub to your closest Utah Title Loans, Inc. location.
  4. Wait while our loan associate verifies your details and examines your paperwork. 
  5. After that, they will walk you through the final steps of the process if you are approved for a loan.
  6. Finally, you may receive your money on the same day! Remember, all 6 steps can be over and done within just half an hour.

Get A Payday Loan In Utah Now

You can get up to $500 right now with a payday loan in Utah from us. Emergencies don't wait, so neither can you! Give us a call at 800-514-2274 or fill in the online form to get started right away.