wallet with payday loan cash

How To Get Payday Loans In Salt Lake City, Utah

While most of us would like to avoid taking out a loan if we can help it, there are sometimes in life when you need the money. If you find yourself in such a situation, you may be wondering how to get payday loans in Salt Lake City, Utah.

Well, the good news is that the process isn't that difficult. There are many lenders offering payday loans in Salt Lake City, Utah. While the process may be a little different for each one, there isn't much difference at all. Learn what items you need for approval such as, your driver's license or state-issued ID, a recent pay stub and a blank check in your name. Also learn how you can submit a payday loan online request form, and how to meet a representative.

Seeking A Payday Loan In Utah

What You Need For Approval

When requesting a payday loan in Salt Lake City, Utah, you will generally need to have three simple things. Those things are your driver's license (or another state-issued ID), your most recent pay stub, and a blank check in your name.

You need these three items for simple reasons: the ID proves your identity, citizenship, and proof of residency in the state of Utah. The blank check in your name proves that you have a bank account. And finally, the pay stub proves you have a source of income to borrow against. It is a payday loan, after all.

These items aren’t needed to start your payday loan inquiry online, but they will be needed when you meet with the lender for approval. So, make sure you have easy access to those items to complete the process.

Some lenders may require additional documents. Make sure you read carefully to know what is expected of you. 

payday loans in salt lake city utah

The Online Request

For most lenders, requesting payday loans in Salt Lake City, Utah, would begin online. Naturally, you'll be expected to provide general information about yourself and your finances, and you'll likely need to answer a fair deal of questions. Nothing particularly intrusive, of course. Just enough to let the lender know your situation and what you're looking for.

Online request forms are relatively quick and easy to fill out. It's mostly just there to tell a lender what type of loan you want and for how much. After submission, you'll have to wait a time for a representative from the loan agency to contact you. This generally happens relatively quickly, but in some cases, it could take until at least the next business day.

Once contacted, a loan representative will organize a time and place to meet with you to further discuss the loan and whether or not you can qualify.

Meeting With The Representative

Once you have agreed to a time and place to meet with a loan representative, you have little else to do. Simply show up to the meeting on time, with any documents the representative tells you to bring in tow. Once you arrive, they will verify your documents and determine if you qualify for the payday loan.

If you do, they'll walk you through what remains of the process, which usually just involves signing a few forms. You'll be able to get your money very quickly after approval: generally within the same day of approval, or within the following business day.

searching payday loans in salt lake city utah

The Benefits Of A Payday Loan Through Utah Title Loans, Inc.

If you are interested in payday loans in Salt Lake City, Utah, Utah Title Loans, Inc. has you covered in every way that matters. In fact, the process outlined above is the exact process for getting a payday loan with us. 

All you have to do is fill out our online application form, wait for a representative to contact you, and bring your state-issued ID, most recent pay stub, and a blank check in your name to the meeting. Get approved, and the money is yours the day of or the next business day. Simple as that.

As for why you should consider Utah Title Loans, Inc. in particular, there are a few reasons. While there are many available payday loans in Salt Lake City, Utah, we offer some benefits that others do not. Namely, that quick and simple process mentioned above is not shared by everyone. Not every lender can get you your money within a day of approval.

Moreover, you can apply with us no matter your credit. In fact, any credit is welcome to apply. In a perfect world, everyone would have good credit and never be barred from any loans. But of course, we don't live in a perfect world. Some lenders won't even consider you if you have bad credit, but you don't have to worry about that with Utah Title Loans, Inc.

So, if you feel that a payday loan could do you a great service, consider getting one with Utah Title Loans, Inc. It's quick, simple, and readily available.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.