payment for title loan

Easy To Use Payment Methods For Your Title Loans

Paying off your loan with Utah Title Loans, Inc. may seem a little daunting, especially if you don’t have the cash available on your person. Thankfully, you can still get your payment to them one way or another. That’s because they offer many different payment methods, whether you’re in one of their branches or out of state. 

Join us as we look at five different ways you can pay off your title loans. It's always important to find out what payment methods they accept.

Five Ways To Pay Off Your Title Loans:

person holding stack of coins in each hand with text Easy To Use Payment Methods For Title Loans


Cash is the most common form of payment when paying back your loan. All you have to do is withdraw the cash from your nearest bank branch or ATM and bring it to a Utah Title Loans, Inc. office.

If you withdraw your cash for a paper-based transaction, avoid losing it as you travel. Losing your hard-earned money is always a problematic experience for everyone; however, there’s no doubt that paying with paper is a far more satisfying experience, as long as it's safe.

Using cash for your transaction is the simplest way to pay; just take it to your local branch along with your ID and account number, and you’ll be good to go. After the entire process, you can go home knowing your account has been credited correctly.

Online Payment

Making a payment online seems normal to most; entering your routing and account number is part of the process when paying online. Utilizing this method isn’t difficult as long as you have an internet connection and a bank account with enough money in it. In this modern day and age, making an online payment is incredibly easy for those who understand it. 

Western Union 

Using Western Union may seem old-fashioned and somewhat manual, but it's fine as long as you know whom you’re sending the money to. Of course, make sure that your lender accepts Western Union and that you know their details to help the funds arrive safely. If you’re ever unsure, give the recipient a call before sending anything to ensure everything goes well.

Here’s the general procedure for making your payments via Western Union: 

  • Enter a Western Union establishment and ask to send money to a particular person or company. 
  • Present your ID and provide the recipient’s details when asked. 
  • A Western Union employee will give you a set of numbers called “Money Transfer Control Number” or MRCN. Retain this MTCN because the recipient needs this information. 

Before you use Western Union, you must confirm if the lender accepts Western Union as a payment method.

Money Order

When using money orders, you can rest easy knowing that you will safely get the cash to your lender. Sending a money order through the mail or presenting it in person ensures utmost security, as nobody except the payee can redeem money orders. It’s like a check but much safer.

You can get a money order at any post office or a grocery store, like Kroger, for the amount you want, plus a small service surcharge. Once received, simply send it to the lender along with any necessary account details. Or you can give it to them in person the next time you’re in their branch.

woman reviewing title loan repayment options online

Debit Card

Using your debit card can seem like the way of the future sometimes. All your money is available in a simple plastic card that cannot be used unless you have the corresponding PIN. It’s undoubtedly a very safe and secure way to pay your loan back, regardless of the amount you owe. 

Another advantage of using a debit card is making long-distance payments online or over the phone without stepping foot in any establishment. If you opt to use this route, make sure whoever you’re speaking with at the other end is legit before giving them your details.

Paying with your debit card in person is really simple: all you have to do is ensure you have sufficient funds in your bank account to cover the transaction. Then, you can head to their branch, swipe your card on the terminal, and you’re done. It's that easy.

Final Thoughts

Looking back at the five choices we’ve listed, it really is simple and stress-free to pay back your lender. Each option accommodates just about any situation you may be in, regardless of whether you can make the payment in person. Just remember to check first what payment methods your lender accepts so you can plan accordingly.

Whenever you need to pay your title loans back, Utah Title Loans, Inc. is here to support you! By giving you multiple methods to pay your loan back, you always have a way of making a payment. Whether you can make it to one of their offices or need to pay remotely, there’s a suitable option for you. Missed payments are now a thing of the past.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.