representative with car keys for title loan

Quick Cash Loans Near Me: How A Title Loan Can Help You In Utah

If you are dealing with an emergency and are struggling, do you know how a title loan can help? With a title loan offered by us at Utah Title Loans Inc., you could get access to emergency cash incredibly fast if you are approved. Getting a title loan can come in handy if you’re dealing with urgent bills that need to be taken care of as soon as possible. Keep on reading to find out how exactly this loan can help in a challenging financial situation and what items you’re going to need to take one out.

How Can A Title Loan Help In A Financial Emergency?

In times of financial distress, a title loan can emerge as a beacon of hope. It offers a quick infusion of cash, using one’s vehicle title as collateral, to navigate through monetary storms. This type of loan is designed for those who need an immediate financial lifeline. It’s a solution that can bridge the gap when emergencies arise, providing relief when it’s needed most. Here are some key ways title loans can help during a financial emergency.

You Can Get Up To $15,000 If Approved

No matter what urgent expense you’re dealing with, there is a chance that a title loan would help you cover it. Depending on the condition of your car and its resale value, you can qualify for anywhere between $300 and $15,000 if you are approved. We determine the car’s condition through a quick inspection. This means if your car is in good condition, you could get offered at least a few thousand dollars, which should be enough to help you pay for the urgent expenses.

The Loan Money Arrives Quickly

If you qualify for a car title loan, you won’t have to wait for weeks or even months to receive the much-needed cash. In a lot of cases, you will get the money as soon as the same or – at the very least – the following bank business day. By the way, the process of taking out a car title loan with us is fast and simple as well; you’re only going to need a few items to begin and you wouldn’t have to go to one of our stores because our loan representatives can come your location instead.

happy woman in car for title loan

Your Vehicle Stays With You

Your vehicle’s lien-free title is what you will use as collateral to secure the loan. This means we will place a lien on your title and hold onto it while you repay the loan. But though the title is the collateral, that does not mean that you wouldn’t be allowed to continue driving your car. In fact, it’s the opposite - you can keep your vehicle while repaying the loan. Remember, we are holding onto your title, not the vehicle itself. So if you stick to the repayment schedule, you won’t have any issues.

The Required Items List Is Short

The next way this loan helps you is by the short required items list. Like any loan, you have to bring in certain items for us to determine if you can get approved. But the good thing is you don’t have to bring in a lot of items. In fact, there are just a few items that you’re going to need to find out if you can take out an auto title loan with us. Here are the following items you will need to show us when we meet in person:

  • Your state-issued ID or driver’s license;
  • A vehicle for the quick inspection;
  • The lien-free title to the vehicle in your name.

When we say “lien-free”, this means that your car is fully paid off and that you own it without any outstanding loans or liens on the title. Unfortunately, if you’re still making payments on the vehicle, you won’t be able to qualify, so you might want to consider going for another loan type. Also, bear in mind that the title must have your name on it. If it’s not the only name mentioned, you might have to get the other person’s permission to take out a loan and use the title as collateral.

The Process Is Simple

The last way a title loan can help you out is through our quick loan process. We here at Utah Title Loans, Inc. understand how important it is for you to get the money fast. That's why we have made the whole process as stress- and hassle-free as possible. In fact, it only includes a few easy steps for you to find out if you qualify. Here are the steps you will take to find out if you can get approved for this loan here:

  1. Fill out the short online form or call us directly to let us know that you’re interested in taking out a loan. Filling out the online form isn’t the official application, but it does allow the nearest title loan store to get your information so they can give you a call and help you get started.
  2. When one of our friendly representatives gives you a call, they will verify your information, make sure you have the required items, and answer all the questions that you might have. They will also set up the vehicle inspection that can either happen at our nearest store or at another location of your choice.
  3. Regardless of where we meet, make sure you have the items we went over above. We will then inspect your vehicle and assess your title and ID. If we decide you qualify for approval, we will then sit you down and go over the loan terms and final paperwork. This is also where you can ask any remaining questions.
  4. If you agree with the terms, you can finish signing the paperwork. After that, you are finished with the entire process! You can then get in your car and drive away. As we said, you will get your money either later on the same day or the next bank business day at the latest.

person reaching for car shaped cloud for title loan

Get Your Quick Cash Loan Right Now!

A title loan from us at Utah Title Loans Inc can offer you access to fast cash when you find yourself in tough financial situations. And now you know all the ways this loan can actually help you out. Plus, we are always available to help you out no matter what step you are on in the process. Are you ready to get started on our simple process right now? Then go to our website and fill out the inquiry form or call us at 1-800-514-CASH (2274) today!


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

June Mckaig

June Mckaig writes articles on finance and budgeting, hoping to provide insight amidst the overwhelming crowds of information on the internet. She feels that with all this accessibility comes a lot of false data, and she would like to contribute astute, helpful input that she knows can help others. If you would like to learn more about June's research, read more here.