What Are The Richest Towns In The United States?

Ever since inflation hit with the COVID-19 pandemic, an increasing number of people are heading to smaller towns for cheaper housing costs. Yet, these towns are beginning to give lavish cities a run for their money regarding price. Professionals heading to the suburbs bring their big city money with them, skyrocketing the average house price and area income.

In this guide from Utah Title Loans, Inc., we will go over the most expensive places to live in the United States, as well as the richest towns in Utah. We will also explain how our emergency cash loans, such as title loans and payday loans, can help you when you cannot afford living costs due to financial emergencies.

The 5 Richest Towns In The United States

The average home price in the United States has risen substantially since the COVID-19 pandemic in 2020. Existing home sale prices have increased from about $280,000 in March 2020 to $398,000 in February 2025.

The increased cost of homes has led to the prices growing in towns. The average home value and annual salary of citizens have grown exponentially to the point where the richest towns in the United States have prices that rival big cities like Los Angeles, Chicago, and New York City.

According to various sources, the top five richest towns in the United States are as follows:

1. Scarsdale, New York

Scarsdale holds the "Richest Town on the East Coast" title, and it is the richest town in New York. It’s located 23 miles northeast of New York City, with a population of over 18,000.

With a hefty average home value of $1,413,514, it retains a quiet village atmosphere while housing top-rated schools and easy access to New York City. The median household income in Scarsdale, NY, is $250,000, which is over 200% more than the US median income.

2. Rye, New York

Rye is a suburb of New York, New York. As of 2025, it has a population of 47,094, and the average household income is $405,074. The average home will set you back over $2 million, and Redfin notes the average monthly rent price is over $4,000.

Despite the cost, Rye keeps people coming back for more. There are ample opportunities to explore the outdoors and visit countless museums and nature centers.

3. Los Altos, California

Nestled in the tree-topped hills outside San Jose, Los Altos has a population of 29,083. A typical home costs about $4,451,059.

The average household income is around $401,000, and the cost-of-living index score is 129.9. Considering the US average is 100, Los Altos is certainly a pricey town to live in.

4. University Park, Texas

University Park is a suburb of Dallas that boasts an average house price of $2,305,281, and a household income of just over $300,000. The rent price isn't quite as much as Rye, New York, but the median is still high at $2,799.

The Dallas Observer noted this town houses over 68,000 millionaires. It’s the richest town in Texas, making it one of the richest places in the United States outside of the coasts.

5. Great Falls, Virginia

Sat on the Potomac River, Great Falls is a gorgeous suburb of Washington-Arlington-Alexandria. It's considered a tree-spotted refuge for those who tackle the Beltway every morning to earn their big city money. 

As of 2020, Great Falls' population is 15,143, with an average household income hitting the $374,000 mark and the home price topping $1.5 million. It's so wealthy that a whopping 94.9% of those living here own their home.

The Top 3 Richest Towns In Utah

While most of the richest towns in the country are on the coasts, there are also plenty of rich towns elsewhere. Utah has plenty of rich towns with average annual incomes above the median and average home costs that eclipse one million. Those looking for affluent areas in the mountains can find some picturesque towns in the Beehive State.

Here are the top three richest towns in Utah:

1. Highland, UT

Nestled between Alpine and Lehi, Highland earns the top spot on Utah's richest towns list. Its population is around 20,000, and the household income is approximately $166,000, which is roughly 121.5% more than the median across the United States. Yet, data shows more than 37% of residents earn over $200,000 annually!

Wondering what draws the wealthy here? The abundance of outdoor recreational activities alongside highly regarded schools.

2. Alpine, UT

This picturesque area offers stunning panoramic views of the mountain vistas, making it an obvious settlement for nature enthusiasts. Residents can't get enough of the small-town vibe and the Wasatch Mountains, but its population is surprisingly low at just over 10,000.

Despite the low population, Alpine's median household income is $138,000, and its average home price is $1.7 million! It's a no-brainer for those unwilling to compromise on luxury or nature.

3. Park City, UT

Park City offers the quintessential "winter in Utah" experience. Boasting ski resorts, the Rocky Mountains, and a swathe of growing communities, it isn't just visitors that think this town is luxurious — Utahans' stereotype is that if someone is rich, they'll live in Park City.

The median household income is $122,000, and the average home price is $2.2 million.

Pay For Financial Emergencies In Utah With Bad Credit Loans

Not everyone can afford to live in some of the richest towns in the United States. If you are struggling financially, Utah Title Loans, Inc. can help with our bad credit loans. We do not require borrowers to prove their creditworthiness to borrow emergency cash within one business day.

The following are the bad credit loans we offer to those who need emergency cash:

• Online title loans: These loans let you borrow between $300 and $15,000, depending on the value of your vehicle. All you need to get approved is a driver’s license, a lien-free car title in your name, and your vehicle for an inspection. With online title loans, you can start the process online and get approved in person in less than 30 minutes.
• Payday loans: You can borrow up to $500 from a future paycheck with payday loans. You will need a state-issued photo ID, a blank check from an active checking account in your name, and your most recent pay stub to get approved. Most borrowers repay payday loans with their next paycheck.

Getting approved for these Utah bad credit loans does not take a long time. Most borrowers get approved the same day they apply. If you need emergency cash today, fill out the online form on our website to get started. Provide your basic information and one of our loan associates will call you to discuss how you can get approved in less than 30 minutes at one of our Utah store locations.

Get Bad Credit Loans From Utah Title Loans, Inc. – Borrow Quick Emergency Cash Today!

Whether you live in one of the richest towns in Utah or not, emergencies can still leave you blindsided and wondering where you'll pull the funds from. Thankfully, you don't have to worry about that because of the bad credit loans at Utah Title Loans, Inc. Borrow our safe and convenient title loans or payday loans to receive emergency cash in less than one bank business day.

Whether you want online title loans or payday loans, fill out our online form, and we'll give you a call to help you through the process. You'll receive the cash you need in a matter of days, not weeks.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.