how to save money over the holidays

How To Save Money Over The Holidays: 5 Simple Ideas To Try!

The Christmas season is coming up fast and everybody needs to find tips on how to save money over the holidays. There are endless amounts of financial advice available online, but more often than not, learning and applying some of the basic strategies can help you save money for Christmas.

Let’s go over our top 5 tips for saving money this season and how to find emergency relief through Utah payday loans.

5 Simple Ways To Learn How To Save Money Over The Holidays

1. Pack Your Own Lunch For Work

Stop spending money on a hot lunch every single day at work. This might be momentarily satisfying, but you don’t have to be Ebenezer Scrouge to see how this will drain your wallet. One of the easiest and most effective pieces of advice for how to save money over the holidays is to pack your own lunch from home.

Even if you are only spending a few dollars a day on a hot lunch from your favorite restaurant or fast food joint, that money adds up quickly.

On that same note, it’s better to stay in and cook your own meals at home than it is to go out for dinner regularly. Cooking is a fun skill that will improve your confidence and impress your friends. Best of all, it will save you lots of money.

avoid atm fees

2. Avoid Fees At The ATM

ATM fees are a hefty expense, even if they seem small at the moment. You might not think too much about it when you agree to pay four or five bucks to withdraw money when you need quick cash for something. But this adds up.

If you are looking for advice on how to save money over the holidays, one of the best things you can do is avoid ATMs that are not owned by your bank and plan your trips so you can withdraw all the cash that you will need for the next week or so.

This will help you dodge ATM fees, which will drain your account almost as fast as fast food will.

3. Look For Free Entertainment

One of the best things about the holiday season is that no matter where you live there is bound to be an abundance of fun, family-friendly, and free holiday activities.

From Christmas tree lightings, holiday parades, parties, pageants, festive light displays, concerts, caroling, and more, there’s plenty of fun and free activities to enjoy in your community. If you’re looking for advice on how to save money over the holidays, resorting to free entertainment is probably the most enjoyable way to go.

4. Cancel Or Pause Cable And Streaming Services

Another strategy for how to save money over the holidays is to either cancel or pause your cable and streaming services. You likely are paying for multiple subscription services that you are too busy to fully enjoy.

Cable is becoming less common every year, but streaming services are replacing it and most people are paying for multiple subscription streaming services. The problem is that a lot of people find that the cost of multiple streaming subscriptions costs almost as much as regular cable.

Since you are spending all of this time with your family enjoying free holiday events, why not put cable and streaming on hold for a bit?

stick to the shopping list

5. Stick To Your Shopping List

It’s easy to get swept up in the magic of the holiday season and go overboard buying gifts for your loved ones. It should go without saying that while this might be tempting and emotionally satisfying, it’s not a great financial strategy.

Rather than buying everything in the store, it’s a better idea to carefully make a list of the best gifts that your loved ones will really appreciate and then focus on only buying those items. A “less is more” strategy will help you save money, and it will also make the gifts more meaningful to the recipients.

Don’t Let the Grinch Steal Christmas

You probably don’t live in Whoville and there probably isn’t a weird green monster waiting to sneak into your home and steal all of your presents. It can feel that way though when an emergency strikes, and you need to get together a sum of cash to address it.

Luckily for you, dissimilar to the Whos down in Whoville, you have access to online payday loans through Utah Title Loans, Inc.

Payday Loans Requirements In Utah

There are just a few items that you need in order to qualify for a payday loan. Those items are:

  • A valid state-issued photo ID.
  • The most recent pay stub that you have.
  • A blank check from an active checking account that is in your name.

You can start your process by submitting a form for payday loans Utah and one of our representatives will contact you to provide further instructions and set up an appointment for you at one of our locations.

Keeping More For Yourself During The Holidays

The holiday season is right around the corner and it’s time to think about how to save money over the holidays. There are lots of ways to do this and the more time and effort you put into saving, the more money you’ll have to spend on your loved ones when the holidays roll around.

Remember, if emergency circumstances arise, you don’t have to stress or worry. With payday loans from Utah Title Loans, Inc. you can enjoy your Christmas and also address any unfortunate circumstances that arise during the holidays.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.