Make These Subtle Changes Around the House to Save More
We all know how difficult it can be when money is tight and our savings account is not substantial enough to fall back on. However, the truth is that having a decent amount of cash saved is important for ensuring your future financial security. But how can you make enough to save enough?
These Slight Changes Could Make A Big Difference
Did you know that you can save money by making subtle changes around your home? Check out our guide for quick adjustments that will help you save cash.
Pay Attention To Your Thermostat
We're all guilty of cranking up the heating system in our homes. However, in order to cut energy consumption and costs, consider layering up and keeping the temperature set to low.
Use Power Strips
Believe it or not, passive electricity drain can cost you more than you think. Instead of plugging your electronics into an outlet, consider plugging them into a power strip that can be turned on and off when they're not needed.
Only Run The Dishwasher When It’s Full
A lot of people make the mistake of running their dishwasher too often, sometimes for just a few cups or plates. This is not only a waste of water but a waste of energy! Make sure that your dishwasher is full before you start a load.
Most minor repairs around the house can be done all by yourself. Sometimes all you need is a quick internet search to learn a new skill, saving you from hiring someone to come do it for you!
Gather Spare Change
Get a change jar to collect all of your spare coins in and use it to fund necessities like groceries or household goods. Whether it's change from purchases, a few cents you find on the sidewalk, or an unexpected quarter stuck between the couch cushions, gathering up spare change can be surprisingly helpful for saving money.
Get Title Loans To Help With The Unexpected
Sometimes, no matter how many changes you’ve made to your house, financial struggles happen. Your ability to save can go out the window quickly. Events such as medical issues, sudden home repairs, or unemployment are just a few that can ruin finances.
Before panicking, do your research on title loans online. This is a secured loan that uses your vehicle’s title as collateral. It is designed as a short-term loan to help you get out of unexpected situations and emergencies – like the ones I used as an example.
Aside from helping with emergencies, there are many advantages that make this kind of loan stand out.
Advantages To Title Loans
You Get Your Money Quickly
If we are able to approve you for the title loan then you can get your money fairly quickly. We offer two ways of going through our loans online process so, depending on which one you choose, you could get yours either the same day or the very next bank business day.
You Get To Keep Your Vehicle
We are using your vehicle’s title as collateral; not the vehicle itself. This means that once we are done with the process and all the paperwork is signed, you can drive away in your vehicle. As long as you stick to the repayment schedule, you will be able to keep your vehicle and use it whenever you want.
Poor Credit Won’t Affect You
Unlike traditional loans, a poor credit score won’t affect your chances of getting approved. While a poor credit score can put hurdles in front of you for many things, this isn’t one of them. Whether you have great credit, bad credit, or even no credit at all, you can still qualify.
Our Repayment Schedule Is Flexible
We want to make sure to come up with a repayment schedule that’ll work for you. So just be open with us if you are having trouble and we will work with you to come up with a solution.
How Do I Get An Auto Title Loan?
The process of getting a title loan is quick and easy. We even give you two ways of completing it. Both options start the same way – by you filling out the online form right on our homepage. Once you submit the form, one of our loan associates will give you a call to let you know what’ll happen next. They’ll tell you about the required items you have to bring and answer any of your questions. This is also the time you can give them a location and a loan associate will come to you! There is no need for you to come into the store if it isn’t doable for you.
When we meet we will go over your required items. You must have your state-issued ID, your vehicle’s title that is lien-free and in your name, and your vehicle. We will conduct a vehicle inspection to determine the value and condition of your vehicle. This information will help up determine how much you qualify for. If we are able to approve you, we will go over your loan terms and have you sign the loan agreement. Once those steps are complete, you are done! Your money will be put into your account the very next bank business day.
Of course if you’d rather come into the store and finish the process there, you can definitely do that. In fact, just search for ‘title loans near me’ in Utah and you’ll find all of our locations. With this option – if we can approve you – you’ll get your cash in 30 minutes or less.
How Can A Vehicle Title Loan Be Used?
If used correctly, you could use your title loan for many things. You shouldn’t get a title loan as a permanent fix to your finances – it isn’t for that. Instead, you use it for unexpected emergencies like medical bills, late rent or mortgage payments, urgent home repairs, or auto accident repairs. Those are the kind of uses an auto title loan was designed to help pay for.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.