Where Can I Get A Title Loan In St. George, Utah?
You can get started with a title loan in St. George, Utah, online or in-store. Both methods have pros and cons, which we’ll explore below. But wherever you decide to get a title loan, you're guaranteed a fast, reliable service. After all, you don't want to deal with long lists of requirements or hard-to-meet criteria when you're in the middle of a crisis!
The rest of this article details the online and in-store options while also discussing our easy-to-follow step-by-step instructions for how to get a title loan in Utah with us at Utah Title Loans, Inc.
Where To Get A Title Loan St. George, Utah
Online Option
The online title loan acquisition method is the most popular — and most convenient. You don't have to wait to visit your local Utah Title Loans, Inc. branch to begin the process. Instead, you can get started at home from your mobile device with our online inquiry form. All you need to do is fill out the basic information requested on that form to begin the lien-free title loan process at any time.
Once you've completed the online form, one of our loan associates will call to review the next steps, answer any questions you have, and set up a time to meet for the short in-person portion. This can be at any convenient store location.
You don't need to do anything in particular to prepare for the visit. However, we recommend gathering the required items before you head over. These are as follows:
- State-issued photographic ID card — The majority of our clients use their driver's license to satisfy this requirement. However, you can pick from the list below:
- Military dependent ID card
- Military ID card
- Passport
- Passport card
- Student ID card
- Lien-free title to your vehicle — Your vehicle must have a lien-free (also known as clear) title. This proves you don't have any outstanding liens or judgments against the car, truck, or van, and are eligible to apply. We can't accept any vehicle title that is not lien-free.
- Your car, van, or truck — We use your vehicle to establish the amount of money you qualify for. Depending on its value, you can borrow anywhere between $300 and $15,000. This is decided with a quick inspection when you arrive at a store location to complete the application.
You don't need to have an amazing credit score. You can qualify with a less-than-average score in about 30 minutes if you have what you need to avoid any delays.
Advantages
- You can carry on with your day as soon as the loan associate leaves.
- Everything you need to gain approval will already be within arm's reach.
- It saves you time.
- You don't have to worry about forgetting documents.
Disadvantages
- You have to disclose your address (some people don't want to do this).
In-Store Option
As we're sure you can imagine, getting a title loan in St. George, Utah in-store is very similar. The only difference is that you have to visit your local Utah Title Loans, Inc. to start the process. This option is for those who do not have access to the internet or prefer to complete the transaction in person instead of providing their basic contact information online.
As with the online method, there are advantages and disadvantages here.
Advantages
- If you live close by, it might be easier to complete the process by walking into your nearest branch.
- You can talk face-to-face and have all your questions answered in one fell swoop.
- You can get a title loan to cover emergencies while on your lunch break.
Disadvantages
- You have to take the time out of your busy schedule to come into the shop to set up an appointment or wait until a representative is available to see you.
- You may have to drive to a location you wouldn't otherwise need to visit. Thus, costing you gas.
- If you don’t have the requirements on hand when you stop in, you have to come back.
How To Get A Title Loan St. George, Utah
Whether you decide to get a title loan in-store or online, our loan process is incredibly similar. Just follow the easy steps below to fund your emergency with a fast cash loan in St. George:
- Complete the title loan request form found on our website (if you are starting the process online). We only ask for basic information, so it should be over and done within just five minutes.
- Make sure you pick up the phone when a loan representative from your preferred Utah Title Loans, Inc. location gives you a call. They answer all your questions, ensure you have the required documents and talk you through the process.
- Head to your preferred branch to get a St. George, Utah title loan for either approach (to get started on the in-store option or for your scheduled meeting for the online option). But if you've decided to go the online route, wait for the loan representative to call and set up a time to meet.
- When you arrive, sit with the friendly associate while they examine your documents and inspect your vehicle to see how much you qualify for.
- If you qualify for the loan and agree to the loan terms and interest rates, complete the paperwork with the help of the associate.
- Finally, you receive the money you require on the same or the very next bank business day — perfect if you're dealing with an emergency title loan online situation.
Submit Your Title Loan Request With Us At Utah Title Loans, Inc. Today!
Whether you decide to get an online title loan or an in-store title loan, you'll be able to fund your crisis and move on with your life. Get started right now by completing the short online form.
Ready to get started? Our loan representatives are waiting to assist you with your fast cash needs today!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.