How A Title Loan Can Help You Around The Holidays

December 8, 2020 | Peyton Sawyer

 Santa piggy title loans.

Getting a Title Loan for the Holiday Season

Ah, the holidays...as exciting as they are, can actually be extremely burdensome for many families. Not everyone has hundreds of dollars to drop on presents for their friends and family members, but it’s still an expectation for just about everyone. Furthermore, it takes quite some time to save up the proper amount of money to handle the expenses of the holiday.

If you’re struggling financially this holiday season due to unexpected expenses, like a medical expense or an emergency repair, all hope is not lost. There are ways you can secure emergency funds to get you through this holiday season so you don’t have to miss out on the festivities. Keep reading to find out how title loans, Utah can help you get through this upcoming holiday season.

What is a Title Loan?

Title loans are a short-term type of loan in which you trade your vehicle title as collateral to secure your loan money. They function by being fast, easy to apply for, and they only require you to produce basic information to secure one.

We specialize in getting you the money you need quickly, in as little as 30 minutes, and we can get you up to $15,000 in same-day cash. The reason most clients seek out title loans is to secure emergency funds following unexpected expenses. This can be caused by any number of reasons, but the most common ones are:

  • Unexpected travel expenses
  • Medical bills
  • Family emergencies
  • Car repair costs

What are the Benefits of a Title Loan?

Title loans have many benefits and are an attractive option for many people seeking emergency funds due to unexpected circumstances for a number of reasons:

  1. Your credit score doesn’t matter. Unlike providers of many other types of loans, title loan providers don’t decide whether or not to give you a loan based on your credit score or background. The process is non-discriminatory, so even if you have bad or even zero credit, you’ll still likely be able to secure a title loan, provided your vehicle has value.
  2. It’s a better alternative to selling your car for cash. Many individuals who find themselves in financial pinches resort to selling their automobiles for the extra cash they need. While this is certainly an option, many people enjoy the idea of temporarily handing over their car title instead, as they’re able to continue to use their vehicle while still getting emergency funds.
  3. You can secure your emergency funds fast. Because people who get title loans are often in need of cash immediately due to unexpected expenses, title loans are a wonderful option because you can get your cash back fast, even within the same day you applied, in some cases.

If you've experienced an unforeseen event and are wondering how you'll get through this holiday season, title loans are an option for you. Use the cash you secured through your title loan responsibly to get you through any emergency that is threatening your holiday budget.

As quick and easy as the process really is, title loans will always be here for you when you’re facing an emergency.

Try Utah Title Loans To Handle Your Emergency

If you find yourself searching for the best title loans in Utah, we’ve got your back. Serving several locations throughout the state, we make sure you’re never far from fast financial relief. Here’s how to apply to our title loans.

Title loan money beneath Christmas tree.

The Quick and Easy Loan Application Process

With Utah Title Loans Inc., you can secure funds of anywhere from $300 to $15,000 if you simply apply through our quick and easy application process. Here’s a step-by-step breakdown:

  1. Fill out their simple and easy online request form and then get an instant call back from one of their representatives.
  2. You’ll speak with one of their representatives on the phone to verify the information you provided, review the items you’ll need to secure your loan and answer any possible questions you may have. They’ll also schedule a meeting for your car to be inspected, which determines how much you’ll receive on your loan.
  3. You’ll need to bring: your ID, the title to your vehicle, and your vehicle for inspection.
  4. You’ll have your car inspected and find out how much you’ll receive. It’s that simple!

Securing title loans, Utah has never been easier, thanks to our streamlined application that specializes in getting you same-day emergency cash. If you’re struggling financially and are worried about how you’ll get through the holiday season, give Utah Title Loans Inc.

Remember – we’re here for you when you need it most. Apply for title loans, Utah today.