salt lake city title loans

What Is Needed To Qualify For Title Loans In Salt Lake City, Utah?

Title loans in Salt Lake City, Utah do not require very much from applicants. The list of needed items is short. In fact, there are only three items needed to apply and find out if you qualify for a title loan. If you own a vehicle, you can gather your other two items and head down to Utah Title Loans, Inc. to get started. Here is what you need to get through our quick process.

Salt Lake City, Utah Title Loan Requirements

Your Lien-Free Vehicle Title

To even check if you qualify for title loans in Salt Lake City, Utah, you must have a lien-free vehicle title in your name. Your vehicle title acts as collateral and secures your loan by giving us reassurance that you will pay us back. This does not mean we will hold onto your vehicle; we just hold onto the title.

It is for this reason that your vehicle title needs to be lien-free and in your name. This means that the car is under your full ownership, with no other person or business having a claim to the vehicle. And you have to be done paying off your vehicle. If you have to make any changes on your title, you must do that at the DMV before you come in to see us.

Your Identification

You will also need to provide us with photo identification that proves that you are 18 years of age or older and that your name actually matches that of the name on the vehicle’s title. You will not be able to qualify for title loans in Salt Lake City, Utah unless your ID can provide us with your ID. We will accept either your driver’s license or your state-issued photo ID.

Your Vehicle

The last thing you need to bring to qualify for a title loan is your vehicle. You will need to provide your vehicle for an inspection so we can determine how much you could get if you are approved. And when we inspect your vehicle, we are looking to see what condition your vehicle is in. This inspection should take no more than five minutes for us to complete.


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What Else Is Needed To Apply?

Besides these three items, it would do you well to do a little research before applying for a loan. One thing you might not know is we are able to consider you for approval even if your credit score is low. We actually won’t report your loan to credit agencies.

You also do not need to have a checking account in order to get this kind of loan. In fact, we won’t even ask you to provide us with income information. Just make sure you are able to handle the loan repayments on time. And when it comes to how much you could get, here in Utah Title Loans, Inc., you could get between $300 - $15,000.

Get Started On The Actual Process

Once you have the required items ready and you understand what is and is not required, you can get started on the actual process. The good news is, we here in Utah Title Loans, Inc. have made our title loans in Salt Lake City, Utah process simple. In fact, the application process is so simple it can be completed in as little as 30 minutes!

And by the end of the 30 minutes, you will know if you’ve been approved and for how much. And if you do get approved, all you have to do is finish our simple paperwork and you can get the cash either on the same day or the next bank business day at the latest. And again, you get to keep your vehicle while you are repaying your loan. Just take a look below at how easy it is to apply with us:

  1. Fill out an online form found on our website to have a representative contact you from our nearest Utah title loan store location over the phone.
  2. Talk to the representative about what is needed from you to apply. At this point, you may ask any questions you have and we will set up the vehicle inspection.
  3. If you prefer not to make the trip to the nearest store, you can set up a time and place for one of our loan representatives to meet you instead.
  4. Wait while the loan representative inspects your vehicle and assesses your items. They will then determine if you qualify for approval and for how much.
  5. If you are approved, we will go over the loan terms and have you finish the paperwork. Once you are done, you can receive your money the same day or the following business day.

Start Your Application Today

When you need help with emergency expenses, you can apply for title loans in Salt Lake City, Utah today. Get started by submitting an online form with Utah Title Loans, Inc. to start the process. When you do, we will get in contact with you as soon as possible to get the ball rolling and get you the help you need.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.