emergency title loan cash

How To Use Utah Title Loans For Your Cash Emergency

Those facing a stressful financial situation have the option of using title loans Utah to handle their cash emergency.

The post-holidays are a time when people tend to cut back on expenses and try to recoup the money spent on Christmas. It can be a problem if something unexpected happens such as a child getting hurt, you break a tooth, or you have a water pipe burst in your home. Insurance may take care of many things, but most don't cover co-payments and deductibles.

This type of situation can:

  • Cause stress
  • Impact your finances
  • Affect your kids and family

That's where emergency car title loans can help. Those who don't have savings may not realize that your vehicle has equity as long as you own a clean title. That means you own the car outright with no one else having a legal claim to it, like a mechanic's lien. If you sold your car, you would get cash.

The thing is you need and like your car. You want to keep it and continue to use it to get to work, take the kids to school, and run all your errands. The good news is, you can use some of the equity in your car in title loans Utah for your emergency.

title loans utah for cash emergency

What Are Emergency Car Title Loans?

Emergency car title loans are loans you take out against the value of your car to pay for unexpected situations when you don't have the cash to cover the expense. The title loan company holds your car title until the loan is repaid. You will make monthly payments until you pay the loan off.

You regain your title once the loan is repaid. You keep your car throughout the repayment process.

Benefits Of Title Loans Utah

There are some advantages for those seeking title loans to pay for emergency expenses. Title loan companies consider those with good, bad, or no credit so this is an option for those who would get denied by a bank or traditional lender.

Title loan companies put very little consideration into credit scores because your paid-off, lien-free vehicle is your collateral to guarantee the loan. Yet, you still get to keep your car and use it while you repay the loan so you aren't inconvenienced.

Title loans Utah can be an option to keep you from experiencing worse situations such as living somewhere else while trying to save money to pay for a home repair, having to rent a car until you can save money to put your car in the shop, or being unable to get needed medical attention because you lack the money for a co-payment.

Getting Title Loans Utah

Utah Title Loans, Inc. offers emergency title loans from $300 to $15,000. The process is a simple one but you do need three things to qualify. Those seeking a title loan will need a driver's license or state-issued ID with your picture on it. You will also need a lien-free or clear title to your vehicle and your vehicle for an inspection.

The loan request process can happen both online and in a store. It can even be finalized at a location of your choosing and can be done in about 30 minutes. Cash can be made available to you either the same day or the following business day, depending on the time of day you sign your paperwork.

Start the process for a title loan by filling out an inquiry form on our website. A loan representative from Utah Title Loans, Inc. will then call you to answer your questions and set up an appointment to meet in person. You have the option to visit the nearest branch or pick a location of your choosing.

car title loans printed in book

Utah Title Loans, Inc. has locations all over the state so there is likely a store convenient to you. The website has a store locator to help you find the closest location.

Either way, you must have the required state-issued driver's license or ID and your vehicle title with you when you finalize the title loan.

Once you meet with a loan representative at either the store or somewhere else, the representative will verify your documents and do a quick inspection of your vehicle. They will also answer any other questions you have.

It won't take long to get a decision on your eligibility once the representative assesses your documents and vehicle. If approved, the emergency money you need will be in your hands either that day or the next business day.

Inquire Now

You don't have to let that emergency hang over your head and keep you worried. You can take care of it with title loans Utah by using the equity in your vehicle to handle the situation. Inquiring about a title loan doesn't obligate you to take it out.

Simply, fill out the form and see what Utah Title Loans, Inc. can do for you.


Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.