uses for car title loans online

Unexpected Emergency Uses For Car Title Loans Online

Life is full of unexpected moments. But some are more favorable than others. Car title loans online can be an option for emergencies that just may hit a bit too hard. Let’s have a closer look at situations that may require some external help.

5 Emergency Uses For Car Title Loans

1. Home Repairs

We all know the frustration of a problem that becomes a big one the longer we wait when it comes to home repairs. For instance, the moment when your repairman tells you a small leak that’s been there for a while actually means you need a new roof. Or the fuse that keeps blowing is indicating the need to re-wire your entire home.

These unexpected expenses can be difficult to cover by your salary alone. That’s when getting car title loans online can be an option for finding help. Using your vehicle to get a loan that pays for your house upkeep can give you buy you more time.

2. Vehicle Repairs

The benefit of having more than one vehicle is that you can pay for unexpected damages to one with a loan leveraged on the other. Even a minor fender bender can lead to heavy costs that you may not have the cash for right away. 

However, in some cases, the longer you leave your car, the worse the damage can become. Additionally, if you have a big family and need more than one car, having one out of order can get a bit messy. 

That’s when getting Utah title loans online means you can learn how to get a loan using your car as collateral to fix the damaged one as soon as possible and give yourself time to pay the loan while having both cars functional. It’s important to note here that you keep the car used for the loan, as only the title of the car would stay with us at Utah Title Loans, Inc.

pay for medical expenses

3. Medical Expenses

Perhaps the worst of all emergencies are medical ones. Even the minor ones where your child fell off the monkey bars and broke their arm or soccer practice took a turn and so did your child’s ankle can cost quite a bit of money. And of course, things like that are unpleasant but also inevitable. 

That’s when a car title loan can be the difference between overwhelming stress and a calm approach to solving the emergency. 

4. Sudden Travel Expenses

Picture this: your sister calls you from Iowa. She’s gone into labor. You need to fly there immediately. Last-minute flights are expensive, but a train or bus will mean you miss the birth. Situations like that happen every now and then in life!

When your family needs you to be there for them, or when they need your help and assistance, getting car title loans online can give you the fast money you’d need to be present.

5. Beating The Heat

Utah has experienced many heat waves that make life challenging in recent years. When the temperature starts climbing, our brains tend to slow down. Physical movement is taxing and even sleeping (or not sleeping) is uncomfortable. 

You should, of course, not risk your life or the lives of your family during any heatwave. If your home doesn’t already have an air conditioning system and a heatwave is reported to be on the way, you could use a title loan to get one installed quickly and keep yourself and your family safer during Utah’s dangerously hot heat waves.

car title loans online

What Are Title Loans?

Title Loans are simply a method of borrowing money where your car is used as collateral. If you own a vehicle that is registered in your name, you can borrow anywhere from $300 to $15,000.

What Are The Benefits Of Title Loans?

  • You can continue using your car.
  • The entire process can be completed in 30 minutes.
  • Your credit score is not an issue: whether it’s good or bad, you can still qualify.
  • Few documents are required, just the lien-free title to your vehicle, your government-issued ID, and of course, your vehicle.

How Do I Get A Title Loan?

At Utah Title Loans, Inc. we understand that when you experience an emergency, the last thing you need is a complicated loan process. Follow these steps for an efficient approach to Title Loans:

  1. Begin by filling out the online form on Utah Title Loans, Inc. or by visiting in person your closest Utah Title Loans, Inc. location
  2. If you fill the online form, a representative from the nearest Utah Title Loans, Inc. will call you to arrange a meeting place and time. They can either meet you at our location or a location of your choice.
  3. Meet with our representative and don’t forget your driver’s license or state-issued ID, your lien-free title to your vehicle, and your vehicle. They will quickly inspect your vehicle, ID, and papers and assess your eligibility.
  4. If you are approved, the money you have qualified for will be yours the same day or the following day, depending on banking delays.

Submit An Online Form To Get Started

Unexpected emergencies are part of life but that doesn’t make them any less stressful. At Utah Title Loans, Inc. we’ve simplified our process so you can get your car title loans online with ease. Submit an online form today to find out if you qualify.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.