What Utah Cash Loans Can You Get With Bad Credit?

If you have bad credit and you’re looking for Utah cash loans, you can contact us at Utah Title Loans Inc. for the help you need. We offer two different loans and are ready to consider all types of credit – both good and bad – to determine if you qualify for approval. This means we won’t turn you away automatically if you have a poor credit score. If you need a loan and haven't started to build your credit fast, keep reading this article to learn more right now!

What Loans Can I Still Get Even With Bad Credit?

When it comes to us at Utah Title Loans, Inc., you can still get two types of loans regardless of having poor credit. You can get a title loan if you have a lien-free vehicle title to use as collateral. To find out if you can get this loan, you will only need your state-issued ID or driver’s license, a lien-free title to the vehicle, and the actual vehicle for inspection. You can opt for an online title loan and have one of our verification agents come to you instead of coming to one of our stores.

You could also get a payday loan if you have poor credit. With such an option, you can receive up to $500, and your credit history will not factor into your ability to obtain the loan. With this loan, it will help you bridge the gap between pay periods when you need quick money for urgent matters. For this loan, you will need to bring your driver’s license or state-issued photo ID, your most recent pay stub, and a blank check from your active checking account.

Why Can I Get These Utah Loans With Poor Credit

When it comes to your credit, most traditional lenders will want your score to be pretty high before seeing if you qualify or not. In fact, some might even turn you away automatically if they see that your credit is low. However, our loans are different. Why do we allow you to come in with poor credit? When it comes to our title loan – while we might check your credit – we also look at your title and your vehicle mainly to determine if you qualify for approval.

For our payday loan, we don’t have to check your credit at all to determine if you qualify for approval. Instead, we are looking at your income and your ability to repay the loan on time – which is usually by your next pay check in two weeks – to determine if you can qualify for this loan. Even better, if you do qualify for the loan, we won’t report it to the major credit bureaus. This means your credit score won’t go down or up for getting this loan.

How To Get A Loan With Bad Credit From Us

Now that you know about the two loans that you can get with bad credit, you are probably wondering about our loan process. The good thing is, no matter which loan you want, the process is simple and quick to get through. In fact, all you have to do to begin the process is fill out our simple online form on our website. This form will send your contact information to the nearest store location so we can give you a quick call to help you proceed.

When we do give you a call, we will discuss the process and the required items you will need for the loan you want. We will also set up a meeting for us to meet in person. If you are going for our title loans, you can have us meet with you at any location of your choosing. For a payday loan, you will have to go to our nearest store to proceed. The good thing is we have store locations all throughout Utah for you to choose from.

Either way, we will either inspect your vehicle or assess your income to determine how much money we can give to you. We will also quickly assess your title for a title loan to determine if you qualify for approval. From there, if you are approved for the loan you want, we will sit down with you to go over the loan terms. If you agree with the terms, you can fill out the finishing paperwork and you are done. You can get the money either later the same day or the next bank business day at the latest.

Secure A Fast-Cash Loan With Utah Title Loans, Inc. Today!

As you can see, even those with bad credit can get approved for Utah cash loans. If you decide to work with us at Utah Title Loans, Inc., you might be able to qualify for your loan of choice in just 30 minutes.

With us, you’ll avoid the hassle and stress associated with traditional lending and get the fast loan cash you really need. Simply fill out our inquiry form right now, and our friendly representatives will be happy to help you get the money that you need.

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.