What Do I Need For A West Valley City Installment Loan?
Here at Utah Title Loans, Inc., we pride ourselves on the ease of our process for getting a West Valley City installment loan. If you inquire about an installment loan with us, you could receive a decision on whether you can borrow up to $1,500 in under 30 minutes. In order to ensure that the inquiry process is as smooth as possible, we will require a few things from you. However, there shouldn't be anything too strenuous.
Requirements For A Utah Installment Loan In West Valley City
You Need To Have Some Time Spare
Our installment loan inquiry process isn't too long. If you live close to one of our branches, the process could take as little as 30 minutes. However, you are going to need to have a bit of time to spare. Preferably, you should start the inquiry process when you have a few hours. Our process is fast, but we never want you to feel like you are being rushed.
You Need To Be Able To Reach A Utah Title Loans, Inc. Location
This part shouldn’t be too tricky. Our locations in West Valley City should be easy to reach, whether you are driving or using public transport. If you are located outside of the area, then you will be pleased to know that we have locations throughout the state of Utah.
Don't worry if you are unsure as to where we are located in West Valley City. During the inquiry process for one of our installment loans, you will receive a phone call. One of our team members will tell you exactly where you need to go. We can even provide you with a few instructions, just in case you aren't familiar with the area!
We are only able to accept government-issued photo IDs here. In an ideal world, you will come along with your driver's license, although any ID that has been issued by the government should be acceptable.
Proof Of Income
You will need to bring along your most recent pay stub. Preferably, this would be a paystub for a full-time income. This is due to the nature of installment loans. However, if you have a part-time income, you are still able to inquire. We will always make our lending decision based on your current financial situation.
Checking Account Statement
The checking account statement should be in your name. It should also be your most recent checking account statement. If you can, it may be wise to get that statement printed out that day. This should also be a statement for the account that you want to have your cash paid into.
Remember, the name on the checking account should normally match up with your ID. This is something that you will need to bear in mind if you have recently changed your name e.g., you have just married.
Credit Score Requirements
During the West Valley City installment loan lending process, we will carry out a credit check on you. This doesn't mean that you will be automatically excluded from the inquiry process if you do not have a great credit score, though. Our requirements tend to be a bit laxer than more traditional lenders like banks.
Your credit score is just one of a few pieces of information that we will use to determine whether you can borrow cash from us, as well as how much you can borrow.
Here, it is impossible for us to tell you which sort of credit score we require from you. This is because it will be dependent on various factors. If you are unsure, the best thing to do is to reach out to us.
How The Utah Installment Loan Process Works
Once you have all the documents that you need for your Utah installment loan, the process is pretty smooth sailing.
As with all of our loan options here at Utah Title Loans, Inc., the lending process begins with a short form to fill in. This isn't an application form; it is just how we have people start their inquiries. As you can imagine, there is absolutely no obligation on your part at this point.
Shortly after you have filled in that inquiry form, normally within a few minutes, the team member at our West Valley City lending location will contact you on the phone. They will ask a few questions, and they will let you know more about the rest of the process. If we believe that you may be able to get an installment loan, you will be told where the closest Utah Title Loans, Inc. lending location is.
Head along to the closest location, your documents in hand. After a quick chat and some checks with our staff, we will let you know whether you can get an installment loan.
If you do qualify for an installment loan, you can sign your loan agreement. The cash will be in your checking account within one working day.
From inquiry to loan agreement being signed, the process could take as little as 30 minutes.
Have Everything That You Need? Inquire About An Installment Loan Today
You do not need that much to get a West Valley City installment loan. As long as you have ID, income, and a checking account, you may be able to receive a Utah installment loan from Utah Title Loans, Inc. To find out whether you can receive up to $1,500 today, fill in the inquiry form on our site now.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.