Have you found yourself stuck under a dark debt raincloud? Does it feel like anxiety strikes when you think about your finances? Whether it’s because of a recent financial emergency, or your spending has just gotten away from you, there are plenty of reasons you might be looking for a meaningful way to bounce back and get back on top of your game. After all, an installment loan could always help ease the pain, but it’s not a cure-all for long-term financial issues.
It can often seem overwhelming to start working on your relationship with money after a financial hardship, but every path starts with a single step. So, how do you begin your journey to financial security and abundance? This Positive Thinking Day (September 21st), use the law of attraction to improve your outlook on your money and live a more mindful and intentional life.
Even though you’re trying to adopt a more positive outlook on money, you also need to be realistic about your current financial status. If you’re currently living from paycheck to paycheck with no savings, you should stay away from spending on unnecessary wants and focus only on your needs. Chances are you already have the money you need – it’s just hiding in unnecessary expenses.
Recreation is more of a want than a need, so give yourself a limited entertainment budget until you can get back on the right track. Treating yourself and celebrating your success is okay once in a while, but try to stick to budgeting and saving until you’ve actually improved your financial standing. Just keep a positive mindset about it while taking responsibility for your spending so you have the money you need on even the rainiest days!
Between the stack of bills in the mailbox, sudden financial emergencies, and the overall stress that the weekly grind can have on our daily lives, it’s easy to slip into a pattern of negative thinking. If you think you don’t have enough to be happy, you’re going to be right, and that puts your mind in scarcity mode. Fortunately, a little positive reframing and taking responsibility for your finances by building a budget you can stick to can go a long way.
Find out how much money you have coming in every month and what goes out every month to give yourself a baseline reading. Then find places where you can afford to cut back – do you really need Netflix AND Hulu? How much do you really use that Amazon Prime subscription? And do you have a gym membership sitting in disuse? Use this opportunity to take inventory and cut out unnecessary expenses so you can start seeing the sunshine through those rain clouds.
When trying to attract more wealth into your life, you may hear a little voice inside your head immediately try to convince you that it won’t work– don’t listen to it! Self-doubt paralyzes us from moving forward. If you begin to think you can’t do something, tell yourself you absolutely can! When negative thoughts start creeping in, reply out loud with positive counter-thoughts of your own.
Try looking at things through a more positive lens. Here are some easy techniques for reframing your perspective by focusing on abundance rather than scarcity:
Fear is the one thing that can stop even the strongest of people from making progress. Don’t be one of them! Instead of focusing on what you can’t do, focus on what you can do to reach your goals. And this approach doesn’t just apply to changing your relationship with money! Remaining positive can be just as rewarding in itself as the results.
Fears have a way of coming true when we focus too much on them. Instead of giving in to those fears, stay confident, do things that reinforce that confidence, and practice positive thinking in everything you do. Don’t let insecurity stand in the way of your happiness – with a little thought, some action, and a lot of faith, you’re bound to draw those things you want most into your life.