Where Can I Get a $1000 Loan With Bad Credit?

Unexpected expenses can be overwhelming, but having $1000 in your account can be a lifesaver. Especially, if you’ve got bad credit and your chances of getting a personal loan with a bank or a credit union are slim to none.

Well, luckily, you don’t need a banking institution. You can get a $1000 loan low credit or not, with a private lender. You can even get more if you need the cash. With Utah Title Loans, you can get fast cash loans for bad credit up to $15,000 with just a few required items.

All it takes is a phone, a decent internet connection, a car that you own, and a little bit of your time. The best part is you don’t even have to come into the store if you’d rather not; we can come to you at a location of your choosing. So, if you want to know how to get a $1000 loan with bad credit in Utah, keep reading.

Learn: 5 Simple Tricks for How to Pay Off Your Debt.

Is It Possible To Get A $1000 Loan With Bad Credit?

Getting short-term loans of $1000 or more with bad credit might seem like a joke if you know nothing about car title loans. It’s true, though. We here at Utah Title Loans, Inc. are open to serving consumers with all credit types – good, bad, nonexistent– for all our loans – title loans, payday loans, and signature installment loans.

As one of the title loan benefits, however, you can qualify even if you are unemployed. These loans use your vehicle’s title as collateral to secure the money you are funded, so you can qualify without a job.

You must make sure that you fully own your vehicle and that the title is in your name. If those two things are not the case, you need to head to the DMV to make the necessary changes. Your title also has to be lien-free.

So, as long as you meet the lender qualifications, and have the required items with you, you can still have a shot at getting a $1000 loan bad credit or not, by using our loan service.

Note: Keep in mind that with our title loans, the amount is determined based on the value of your vehicle, so you may qualify for less or more than $1000. 

What You Need To Qualify For These Fast Cash Loans For Bad Credit

As for the required items, we don’t require you to bring in a long list of things. We only ask that you bring in three items.

To put it short, to qualify for the vehicle title loan, you need to provide the loan representative with documents that prove you’re of legal age and own your car outright. Here’s what you’ll need:

• A driver’s license or state-issued photo ID. We need to ensure you are of legal age and will not take your words at face value, so you must provide us with a valid document to verify your identity and age.
• Your car for inspection. As mentioned above, your title will be collateral for the title loan. But while we hold onto your title, your vehicle’s value determines the maximum loan amount you qualify for.
• Your car’s lien-free title in your name. The title you use as collateral will need to be in your name and lien-free. Lien-free means that it is free of any outstanding liens or judgments. If the title is not lien-free or in your name, you will have to get that fixed at the DMV.

What Are The Pros and Cons Of Car Title Loans?

Most loan options have advantages and disadvantages; Utah title loans are no different.

While title loan benefits include flexible application options, fast processing, and no hidden fees, as well as, no credit check, fast approval, no employment requirement, they also have some disadvantages, such as high-interest rates and the stress of losing your vehicle if you default on the loan for one reason or another. So, before entering into any financial agreement, be sure that you are borrowing responsibly, read the terms carefully, and can afford to meet the scheduled payment agreements.

Will Title Loans Negatively Impact My Credit Score?

As I said earlier, you can still apply for these short-term loans even if you have poor or nonexistent credit. But what is even better, your title loan will not negatively impact your credit. Utah Title Loans, Inc. doesn’t report its credit information to any credit bureaus, so the loan won’t affect your credit history whatsoever.

Can You Get Fast Cash Loans For Bad Credit Without A Job?

You can even get fast cash loans for bad credit, even if you do not have any employment. Being employed isn’t a requirement to qualify for the title loan.

Since we use your vehicle’s title as collateral, you do not need to show proof of employment when you apply for a title loan. Of course, you must have a steady income to make the scheduled payments on the loan, as agreed upon in the loan terms.

How To Apply For A Title Loan Near Me!

1. You can easily begin the loan process online! To apply, you’ll need to fill out and submit the online form for title loans on our website. The loan representative from your nearest location will contact you with further instructions and schedule an appointment for you.

2. You can either have the loan representative meet you at a location of your choice, such as your home, or come to the store. Utah Title Loans has multiple locations across the state, and you can use the store locator on the site to find the one nearest you.

3. You’ll need to take the required items – your valid photo ID or driver’s license, the car, and the car’s lien-free title in your name – to the appointment with the loan representative. The representative will conduct a quick inspection of the car, as well as examine the documents to determine if you qualify for the loan and for how much.

4. If we approve you for the loan, you’ll finish up with the paperwork with our friendly customer service staff right then and there, and get the cash either on the same day or the next banking day. All in all, if you qualify, it should take less than an hour for you to get the $1000 loan. It can take as little as 30 minutes. 

Get Title Loans In Utah Today!

If you need $1000 to handle your emergency expenses, you don't have to worry. You can get a $1000 loan, even with bad credit. We welcome all credit to apply! Whether you have good credit, bad credit, or non-existent credit.

So, don’t let bad credit stop you! Apply online using our title loan inquiry form or call one of our Utah Title Loans, Inc. store locations today to secure a $1000 loan in as little as 30 minutes. If you have questions before you begin, take a look at the frequently asked questions page, FAQS, to learn more about a car title loan. 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.