paying off debt

5 Simple Tricks for How to Pay Off Your Debt

Paying off old debts can be tricky but there are a few strategies that you can use which can help to get things sorted out. Aside from always paying your minimum monthly fees we’ve got a few tricks that you might not be aware of that can help to move things along faster, including applying for title loans online with Utah Title Loans, Inc.

Try one or more of the following strategies to help in paying off your debt more quickly!

Find Our Tips Below:

How to Pay Off Your Debt – Trick #1 – Make Extra Payments When You Can

Always pay your monthly minimums but whenever you get the chance, pay a little extra. These small amounts add-up and they can really help to reduce the overall time that you will be making monthly payments. A little more now will help you get to your freedom from debt just a little bit faster.

How to Pay Off Your Debt – Trick #2 – Watch the Highest Rates

If certain debts have very high interest rates it sometimes pays off to tackle these off faster than the ones with lower rates. Of course, this will vary depending on the debt situation but consider knocking them out fast if you can.

How to Pay Off Your Debt – Trick #3 – Finish Small Debts Quickly If Possible

Some people may have a lot of small debts and one or more larger ones and will adopt a strategy of taking care of small debts completely very fast whenever possible. This takes another debt off the list that you are working off and can be a good saving strategy.

How to Pay Off Your Debt – Trick #4 – Balance Transfers Can Help With Credit Card Debt

If you are dealing with credit card debt and have a card that has a lower interest rate, then a balance transfer may be a good idea. This lets you essentially ‘move’ the debt to the card with lower interest so that it will be easier for you to pay it off in the long run.

How to Pay Off Your Debt – Trick #5 – Cash Budget to Reduce ATM Visits

When it’s payday, if you plan your budget in advance you can withdraw exactly the cash that you need to avoid making multiple ATM visits or the temptation to simply use your credit card. This can save you a lot in fees and you can even take it a step further and put your cash in envelopes that you have labelled.

This way you are making less ATM visits and you’ve got a visual reminder where your cash is going that can help you to keep things under control and maybe even to tailor a slimmer, sleeker budget that will pay off in the future.

pay off debt with a car title loan

What Can You Do If You Need Emergency Cash?

Emergencies can arise, even when you are doing your best to get your debt paid off. Things that need to be dealt with immediately, such as surprise medical expenses, repairs to your vehicle are house – well, they just can’t be avoided sometimes. Worse, they get more expensive quickly. Utah Title Loans Inc. is here to help.

Bad credit or no credit, when you need emergency cash you should know that our representatives are here to help and are going to review each application that they receive. You won’t need a cosigner either, because the way a title loan works is that your vehicle title acts as your guarantor for loans amounts ranging from $300-$15,000

If you need emergency cash you should visit us at and you can get your application started right away.

Utah Title Loans Inc. Can Come to You!

Let’s review how the car title loan process goes so that you can see how streamlined and accessible getting the cash that you need can be. You will need the following items:

  • Driver’s license or State-issued ID
  • Lien-free title for your vehicle
  • To have your vehicle ready for inspection

After you fill out and submit your title loan application, one of our representatives will give you a call and then you can come to one of our locations or simply let our representatives know when and where to meet you. After a vehicle inspection, your representative from Utah Title Loan Inc. can determine if you qualify for approval and if so, you can get your cash on the same business day.

Give Those Debt Strategies A Try and Know That Utah Title Loan Inc. Has Got You Covered

Now that you have seen how easy it can be to get the assistance that you need in an emergency we hope that you make good use of the 'how to pay off your debt' tricks that we have recommended today. Just remember that if you need us, Utah Title Loan Inc. is always going to do our best to help. We wish you and yours the very best!

Follow our 5 helpful tips in knowing how to pay off debt. Get yourself out of your pinch today by applying for title loans online.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.