how to live cheap

How to Live Cheap But Feel Rich

These days what “rich” feels and looks like has changed considerably, changing with it the way of how to live cheap but feel rich. Giant diamonds and huge brand logos are considered increasingly tacky and vulgar.

Real billionaires, after all, prefer t-shirts and jeans. Just look at Bill Gates and Mark Zuckerberg. And sure, their t-shirts cost hundreds of dollars, but they don’t look like it. Meaning looking rich has less to do with how much you spend and more with how you present yourself.

Here are our top tips to learn how to live cheap but feel rich. We even include a tip for getting out of emergencies using title loans online so you don’t have to feel out of cash.

Top Tips For Living Cheap But Feeling Rich

1. Always Try to Look As “Crisp” As Possible

The big secret of how to live cheap but feeling and looking rich is taking care of what you have. Appearances are easy to acquire – but you do have to pay attention to details. You wouldn’t want to look “rumpled”. So, choose a few pieces that feel great and make you feel and look confident!

2. Invest Time to Find Quality Pieces for An Acceptable Price

If you want to learn how to live cheap without feeling you’re stopping yourself from wearing what feels good on you, you could spend some extra time on your look and on choosing the pieces that go with it.

More accurately, you could spend more time shopping at the right places. Thrift stores are a great place to find high-quality and unique pieces for lower prices – but you’re not likely to find them the moment you walk into the store.

Make a list of things you need, determine your budget, and go hunting. And be ready to spend more than one visit to find the ideal piece. Patience is one of the secrets to how to live cheap.

3. Prioritize Neutral Colors

Remember Zuckerberg’s gray shirts?

While you can add a pop of color here and there, you could aim more for neutral colors – white, blue, gray, beige, and black are great colors to make up the most of your closet.

Not only because they’re perceived to look classy, but because it will allow for more outfit combinations. That’s an important hack when it comes to how to live cheap but look and feel great – make the most of what you’ve got.

4. Accessories Maketh The Look

Looking rich may require some investments – you can skimp on clothes, you can skimp on shoes (or rather you can get both for an acceptable price at a thrift store), but don’t skimp on accessories.

If you want to add a pop of color to your outfit, better do it with a nice bag and a pretty ring. Choose accessories that look timeless and will serve you for a long time. Consider it an investment.

5. Pay Attention to Your Hair And Nails

If you want to feel like a million bucks, ensuring your hair and nails always feel clean, tidy, and well taken care of can be important if you want to achieve a “rich aesthetic”.

And yes, that means you could invest time in learning how to take care of them yourself if you want to be frugal and not spend money on beauty salon visits.

6. Fix And Whiten Your Teeth

Okay. So, this one doesn’t necessarily fit with how to live cheap guide since dental care can be expensive. So expensive that non-essential care like getting braces or whitening teeth may seem like an indulgence.

But clean white teeth can make a difference in how you feel about your look. So, it may not exactly be an answer to how to live cheap, but dental care is important. Consider this a gift to yourself on top of necessary care.

See Related: Handle Dental Emergency No Money

title loans for when cash gets tight

What About When Cash Runs Tight?

Let’s agree on one thing – figuring out how to live cheap has nothing to do with skipping on necessary expenses. This includes home repairs, auto care, and of course, doctor visits to keep up good health.

In fact, ensuring your health is in a good state is one thing that should take precedence over your financial stability. That is why you should not skip your doctor/dentist appointments.

But health care can easily become very costly and sometimes we get medical bills that are too high to cover out of pocket. So, what are your options?

One option we offer is title loans. These offers are accessible, easy to acquire, and fast. You can easily get a loan at a Utah Title Loans, Inc. location even if your credit is bad or you’re unemployed. All you need is to have the required items below.

How to Apply for Title Loans

  1. Get the required items, which are a state-issued ID/driver’s license, your car, the car’s lien-free title in your name.
  2. Submit a title loans application online form that is found on Utah Title Loans, Inc. and wait for the loan representative’s call, during which they will provide further instructions and schedule an appointment with you.
  3. Take the required items to the appointment the representative schedules.
  4. Let them assess everything to determine if you qualify for a loan and how much you qualify for.
  5. Once you get approved, you can finish the paperwork, and get your loan the very same day.

apply for title loans

Take Charge of Your Finances Today

Living on a budget and learning how to live cheap doesn’t mean you have to let money control your life. In reality, you can be the one in charge, even if cash runs tight.

You always have options that can help you out. Utah Title Loans, Inc. provides you with title loan options in stores conveniently located near you.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.