lower your grocery bill

How to Lower Your Grocery Bill and Save Money

Have you ever despaired over your grocery bill and how much it eats up your overall budget? If you’ve wondered how to lower your grocery bill, you’ve come to the right place.

You can learn how to lower your grocery bill and save money by assessing your budget, clearing out your pantry, buying in bulk (prudently), utilizing your freezer, paying in cash, shopping in season, trying meatless Monday, buying generic, and avoiding prepackaged produce.

This article will cover each of these cost-cutting tips as well as how title loans Utah offers can help when you’re in a pinch.

Saving on Groceries 101

With these handy tips, you’ll be saving in no time. Try writing down the ideas that appeal to you the most so that you’ll be more likely to remember them next time you prepare to get groceries.

Assess Your Budget

Take a look at your budget so you can figure out how much (at least roughly) you’re currently spending on groceries. Set a tangible goal: say you’re spending $500/month already, then shoot for $450 (as with most goals in life, it’s better to set moderate goals at first and go from there). Having this goal will help keep you on track to make more cost-cutting decisions.

Clean The Pantry

Dig deep into your pantry (and even fridge and freezer) so you can figure out what you’re working with. Make a specific grocery list so that you can pick up items that will complement the food you already have. By assessing and using what you already have, you won’t buy what you don’t need and will easily save money.

Be Careful Buying in Bulk

Buying in bulk can be an amazing way to save. The keyword is: can be. If you don’t do your math or buy in bulk and let the items go to waste or never use them, then you’re going to end up wasting your money.

Just remember that bulk needs to actually be a better deal than buying a regular quantity and that it needs to be something that you’ll definitely use over time.

Use That Freezer

Asking yourself how to lower your grocery bill? Start using your freezer more often. By buying and cooking in bulk and then freezing the leftovers, you can save tons of money—and time. Spend one day on the weekend making meals that you can easily thaw and microwave or reheat on the stove and you’ll be thanking yourself all week long.

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Pay in Cash

Not everyone needs this rule, but if you have bad self-control, you should give it a try. By having a hard limit in cash—only carry what fits your allotted budget—you won’t be able to overspend. Plus, with this method, you’re more likely to be reasonable and opt for nutritious, filling food rather than snacks and candy.

Shop in Season

Shopping in season is another good answer when it comes to how to lower your grocery bill. When you purchase a fruit that’s out-of-season, it will either not taste very good or come from the other side of the world. You end up paying for those transportation costs.

Go Meatless Sometimes

Vegetarians and vegans tend to save money on their grocery bills as they aren’t shelling out for meat and seafood, which can often be the most expensive items on your receipt.

Try one vegetarian meal per week to start and see how you like it. Plus, with the rise in vegan meat and dairy alternatives, you might not miss your meat at all, though these items can be more expensive than vegetarian staples such as beans and lentils.

Don’t Shun Generic

The reality is that store or “generic” brands are often made in the exact same factories as the “name” brand goods. A factory, for example, will often make the same types of products and then simply label them differently for different stores/brands. You might as well save your money.

Avoid Labor/Packaging Costs

Not only is avoiding pre-packaged foods more eco-friendly, but you’ll also save money. Yes, it’s convenient to buy pre-cut/pre-packaged produce, but it’s not a good idea if you’re looking to cut costs, because you’re shouldering the associated labor and packaging costs.

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What If What I’m Saving Isn’t Enough?

These tips are great at teaching you how to lower your grocery bill, but sometimes you just need more cash, plain and simple. This is especially true if you’re facing a financial emergency that needs to be handled immediately. This is when considering an instant online title loan becomes one of your options.

How to Get A Loan with Utah Title Loans, Inc.

With Utah title loans, Inc. you can get between $300 and $15,000 in as little as thirty minutes. You can start the application process by filling out and submitting the online form on Utah Title Loans, Inc. As soon as the form gets processed a loan representative from the title loans location nearest to you will give you a call to set up a meeting.

Before you head over to the meeting, make sure you have what you’ll need to provide Utah Title Loans, Inc. with:

  • A valid state-issued photo ID (or a driver’s license) – no lender in the state is allowed to just believe your words when you say you’re of legal age. You’ll need to have a valid ID for Utah Title Loans, Inc. to be able to verify your identity and age, confirming you’re eligible for the loan.
  • A lien-free car title in your name – you must prove you outright own your car. It cannot have any outstanding financial obligations against it, nor can the title be in another person’s name (if it is, you won’t be able to use the car for the title loan – even with their permission).
  • The car itself – it will need to be inspected to determine the maximum loan amount you qualify for.

Based on the items the loan representative will determine if you qualify for the loan and what the terms should be.

If they approve you – you’ll receive the cash you qualified for the very same day.

Submit An Online Inquiry With Utah Title Loans, Inc. Today

There you have it, the important skills to know how to lower your grocery bill. However, Utah title loans, Inc. can help when your cash runs too low to get the needed groceries for you and your loved ones.

Submit your online form for title loans in Utah right now and you could get the cash you need by the end of the day!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Mason Roberts

Mason Roberts is a seasoned economics writer and blogger with a knack for breaking down and simply communicating the ever-changing world of finance. He is philosophically committed to the premise that financial knowledge equals financial freedom.